13 September 2022

Pearler has previously hinted at interest payments on Cash Accounts. Obviously that wasn't realistic while rates were so low near 0%. After several rate hikes and more to come I am surprised that Pearler hasn't made an announcement by now. Is it time to pay interest on Cash Accounts?

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14 October 2024

Hey everyone! I’ve recently set aside $10k that I’d like to invest instead of letting it sit in my bank doing nothing. I’m aiming for long-term growth but also want to be mindful of any risks. I’m open to different strategies—whether it’s stocks, ETFs, managed funds, or something else I might not have considered. For context, I’m not looking for something too hands-on, but I’m definitely interested in making informed choices. I’d love to hear your thoughts on the best options for maximising this investment. What’s worked for you, or what would you recommend to someone in my position?

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2 May 2022

Which ETFs have had most consistent dividends?

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2 May 2022

Hey all, If I want to invest 40% / 40% / 20% for VAS / VTS / VEU, which Autoinvest strategy will make that happen for monthly investing?

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2 May 2022

Hi everyone, I’m quite new to the platform, and so far I have only invested in VDHG. I've heard that most people would only invest in VDHG if they had to choose one ETF. May I ask why?

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9

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5 June 2022

Hey There! I do have a question about overlap of stocks in ETF's. A site I follow has an international model portfolio of VDHG (18%) - MGOC (8%) - QUAL (8%) & VGE (7%).I get VGE...self explanatory.Between VDHG, MGOC & QUAL......isnt there too much overlap of the top holdings? Even if you replaced VDHG with VGS (which I hold).Are there other reasons for chosing those 3 ETF's?

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9 June 2022

Hello, I am still very new to investing and only working with small amounts. I have tried to be diverse with my shares across different markets, also taking recommendations from people. I realise Pearler cannot predict what will happen, but I am seeing a fairly constant downward movement across all my shares, bar one or two. I don’t want to be watching prices and buying and selling all the time, that was one of my reasons for using Pearler. I wondered if there’s any advice on investment strategy, anything to do differently? Or is it a case of looking more long term?

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2 August 2022

I am doing vas- veu- vts bec collectively of their lower fees than vdhg. However factoring in the US taxes and 3rd yearly accomploshing of wben30 form, is it smarter to do vdhg?

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17 August 2022

Hi everyone, I was wondering about people's thoughts on VDHG vs DHHF? I'm really interested in the idea of shifting to an 'all-in-one' ETF, because I can't help but tinker at the edges, and I need to stop. I quite like DHHF, because it does not have any funds allocated to bonds, and as a young person, I'm comfortable with a pure equities portfolio - and have mentally survived market dips. (I've got a 30+ year time horizon). Some other points that come to mind: - While DHHF has some tax drag due to their underlying holding being US-domiciled, my understanding is VDHG has issues related to capital gains tax due to the fact it is comprised of unlisted managed funds. - I'm not sure if I'm entirely comfortable with Betashares' philosophy of continually bringing new niche ETFs to the market. I feel that I align a lot more with Vanguard's passive investing approach. And I'm a little worried that DHHF, which to date has only $185 million in funds under management, compared to Vanguard's 1.4 billion. Would it be possible that DHHF changes its asset allocations in the future? Or closes down the fund due to it not being profitable. - There's no track record really with DHHF, and I'm not quite sure what the buy/spread costs and liquidity are over the long-term (and if that matters)? Keen to hear people's thoughts.

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2 May 2022

Hi there! What happens if, in 30 years when I have hundreds of thousands or even millions of dollars in shares, nobody wants to buy them? Is that even possible? I feel like a complete dolt for asking, but the idea is quite frightening!

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