Micro
Start investing with as little as $5
Begin your investing journey with the spare change from your groceries.
Effortless Micro investing
With Pearler Micro, investing is easy. Round up your purchases or start with just the price of a coffee—build wealth, grow confidence, and invest at your own pace.
STEP 1
Transfer funds from your bank or round up your purchases.
STEP 2
Invest in a managed fund that track popular ETFs.
STEP 3
Build wealth and confidence for the long-term.
Why use Pearler for micro-investing?
We've made micro-investing easy. Start with just $5 or round up your purchases to invest effortlessly—instantly diversifying across hundreds of companies. No stress, just seamless, smart investing.
1
Designed for beginners
Built for first-time investors—easy to learn, simple to start.
2
Funds that track ETFs
Instant diversification with ETF-tracking managed funds.
3
Round up your purchases
Make every cent count and build wealth faster
Invest in ETF-tracking funds
Build your portfolio your way. Invest in one, some, or all of our managed funds that track popular ETFs.
Pricing
$2.00
AUD
flat fee per month
The first two months are fee-free!
FREE TO
Choose from a range of 10 investment options
Invest or sell without transaction fees*
Change your investment options for free*
Withdraw and close your account any time
How does our pricing compare?
Pricing
Pearler
Raiz
Spaceship Universe/Earth
Pricing (AUD)
Monthly fee for $50 balance
$2
$4.50
$3
Monthly fee for $100 balance
$2
$4.50
$3
Monthly fee for $5,000 balance
$2
$4.50
$3
Monthly fee for $50,000 balance
$2
$11.46
$3
Portfolio / Fund choices
10
50+
5
How does our pricing compare?
Features
Pearler
Raiz
Spaceship Universe/Earth
Simple flat fee
Free trial / tier
Passive buy & hold design
Micro, CHESS Shares & Super
Top 100 ETF selection tool
ETF community forum
Roundups
Kids
How does our pricing and features compare?
Raiz
Spaceship Universe/Earth
Pricing & Features
Pearler
Raiz
Pricing (AUD)
Monthly fee for $50 balance
$2
$4.50
Monthly fee for $100 balance
$2
$4.50
Monthly fee for $5,000 balance
$2
$4.50
Monthly fee for $50,000 balance
$2
$11.46
Portfolio / Fund choices
10
50+
FEATURES
Simple flat fee
Free trial / tier
Passive buy & hold design
Micro, CHESS Shares & Super
Top 100 ETF selection tool
ETF community forum
Roundups
Kids
50,000+
Investors on Pearler
An investing experience that is trusted by a large community of Aussies who want to reach financial independence. Let's reach there together.
My favourite parts of Pearler are the ability to show total net worth (properties, super, savings, investments.. everything!)
Eadie Adams
Age 34, Brisbane
Keep track of your wealth in one spot
BEFORE PEARLER
AFTER PEARLER
94% of our investors are building wealth so they don't have to work forever, or buy a first home (or both)
How you can Automate
Automate, previously known Autoinvest gives you the power to implement one of the most effective investment strategies, dollar-cost-averaging (DCA), in the click of a button.
We have the most all-rounded Automation feature in the industry.
Giving you all the flexible options to cater to your investing style.
Schedule investments
Round-ups
Rebalance my portfolio
Thresholds
Invest excess cash
Multi-asset invest
Learn, your own way
With new content published daily, choose from a variety of educational resources to grow alongside a supportive community.
Read
Access informative articles on investment strategies, market trends, and money tips.
1000+ blog articles
Calculators
Use calculators to help you project and plan your financial strategy and goals.
10+ calculators
Listen
Hear from leading financial commentators on all money-related topics.
2 podcast episodes
Guided lessons
Level up with lessons designed to help you invest smarter.
5+ guided lessons
User Profiles
Be inspired by a community of long-term investors who are sharing their journeys.
100+ Pearlers Profiles
Ask Questions
Get answers to your most pressing money questions by leading experts.
100+ Answers & Questions