MICRO
Micro investing, made easy
.
Think you don’t have enough to start investing? With micro-investing, now you do. Start micro investing into a diversified portfolio for the price of a cup of coffee.
How does micro investing work?
Micro-investing involve regularly putting away small amounts of money, and directing it towards managed funds or fractional shares. With micro-investing, you can take the spare change from everyday purchases and channel it towards your investments. If you use a micro-investing app like Pearler, even these little amounts can grow over time and add up to some serious savings.
1.
Start
Investing in Minutes with PearlerOpen an account in less 5 minutes to kickstart your investment journey.
2.
Customize
Your InvestmentsExplore and choose from 10 specialised funds to match your unique financial goals.
3.
Automate
Investing for Peace of MindSit back and relax as Pearler's Automate feature takes care of your investments, letting you focus on what matters most.
Why Pearler Micro?
Would you characterise yourself as the next Warren Buffet? No? Perfect - you’re in the right place. Pearler is the micro investing platform made for everyday Australians.
Simple, no-fuss investing
No jargon. No confusing concepts. Just the tools you need to feel confident investing- whatever your experience.
Invest a little or a lot
Invest in 10 simple funds that track popular ETFs with as little as $5. Invest manually, automatically, or round up from your everyday spend.
Set & forget your investing
Sit back and put your investing on autopilot. Our set and forget feature takes care of your investments so you can focus on what matters most.
Some of the lowest fees
We don't hit you with hidden charges. Instead, we make money from simple, transparent, low- cost fees. See the pricing breakdown below.
Explore Pearler Micro
Browse some of the template portfolios, to check out performance metrics and see some community stats about whose invested and what else these investors are buying.
Build your own
If you want to build your own, select from 10 different fund options to build your own portfolio. For more info, visit here.
How does Pearler Micro compare to other micro-investing apps?
To make an informed choice, consider factors such as fees, available investments, user experience, and your investment goals. Note that features and offerings may change over time, so check the latest information for each app.
Simpler Micro Pricing Coming Soon
We’re simplifying our pricing for Micro on 1st February 2025 to a flat fee of $2 per month. Click here to find out more.
Simpler Micro Pricing Coming Soon
We’re simplifying our pricing for Micro on 1st February 2025 to a flat fee of $2 per month. Click here to find out more.
MICRO | Pearler Micro | Raiz | CommSec Pocket | Spaceship |
|---|---|---|---|---|
Long term investing community | ||||
Direct shares + Micro in one app | ||||
Goal-tracking | ||||
Passive investing approach | ||||
Flat monthly fee for all portfolio sizes | ||||
Round-ups | ||||
Automated investing option | ||||
MICRO
Long term investing community
Direct shares + Micro in one app
Goal-tracking
Passive investing approach
Flat monthly fee for all portfolio sizes
Round-ups
Automated investing option
And how do these stack up pricing wise?
To make an informed choice, consider factors such as fees, available investments, user experience, and your investment goals. Note that features and offerings may change over time, so check the latest information for each app.
MICRO | Pearler: 1 ETF | Pearler: 2 or more ETFs | Raiz Custom | CommSec Pocket* | Spaceship Universe / Earth |
|---|---|---|---|---|---|
Monthly fee for $50 balance | $0.00 | $0.00 | $4.50 | $2 | $0.00 |
Monthly fee for $100 balance | $1.70 | $2.30 | $4.50 | $2 | $2.04 |
Monthly fee for $5,000 balance | $1.70 | $2.30 | $4.50 | $10 | $4.10 |
Monthly fee for $50,000 balance | $1.70 | $2.30 | $11.50 | $100 | $22.10 |
Portfolio / Fund choices | 10 | 10 | 17 | 10 | 2 |
MICRO
Monthly fee for $50 balance
$0.00
$0.00
Monthly fee for $100 balance
$1.70
$2.30
Monthly fee for $5,000 balance
$1.70
$2.30
Monthly fee for $50,000 balance
$1.70
$2.30
Portfolio / Fund choices
10
10
Other fees or costs may apply, including the fees charged by underlying ETFs. Please see the PDS for details.
Don’t just trust us — hear from some of our friends.
Captain FI
“Pearler Micro is one of the
leading micro-investing tools
to start your investing journey and expand your financial education.”