HEADSTART
Start investing in your kids’ future
Investing for your child's future doesn't have to be out of reach. With Pearler Headstart, you can start small and benefit from compound interest*.
*All investments carry a risk. You may lose some or all of your money invested.
Why Pearler Headstart?
Join a community of parents looking to invest for their children’s futures.
Simple, no-fuss investing
No jargon. No confusing concepts. Just the tools you need to feel confident investing for your children – whatever your experience.
Invest a little or a lot
Invest in any arrangement of 10 investment options that track popular ETFs with as little as $5. You decide how much you want to invest and how often.
Set & forget your investing
As a busy parent, you have enough on your plate. Our set and forget feature takes care of your child's investments so you can focus on what matters most.
Some of the lowest fees around
We don't hit you with hidden charges. Instead, we make money from simple, transparent, low- cost fees. See the pricing breakdown below.
Three of the most popular investing options
Browse some of the Headstart template portfolios to check out performance metrics. You can also see community stats around who has invested, and what else these investors are buying.
Low-cost, low-admin, long term investing. A simple way to invest for your kids.
Pricing
To make an informed choice, consider factors such as fees, available investments, user experience, and your investment goals.
Simpler Headstart Pricing Coming Soon
We’re simplifying our pricing for Headstart on 1st February 2025 to a flat fee of $2 per month. Click here to find out more.
Simpler Headstart Pricing Coming Soon
We’re simplifying our pricing for Headstart on 1st February 2025 to a flat fee of $2 per month. Click here to find out more.
Starter
$1.70/month to invest in one fund
No fee charged whilst your investment balance is under $100
Bundle
$2.30/month to invest in multiple funds
No fee charged whilst your investment balance is under $100
FREE
to open an account
to deposit/withdraw
to invest/sell
to transfer between options
*May have tax implications
Costs apply, such as transactional and operational costs. See the PDS for details. Please Note: ETF Performance is net of their management fees and other market related costs may apply to an investment in the Pearler Investors Fund. Transferring between options or buying & selling may have tax implications. The Pearler Investors Fund is issued by Cache (RE Services) Ltd. To read more, visit the PDS and TMD.
Why invest for your kids at all?
After all, it's cash you could spend on a family holiday, a few extra presents from Santa – anything, really. But by investing that money now, you're giving your child(ren) some potential advantages in life:
You're putting your money to work for your child. Low-cost index funds offer a transparent, diversified way to invest in the share market**. This means that you have the potential to passively earn money for child's future.
You're investing towards your child's first big purchases. Whether it's a home, a car, or even a gap year, you can help make it happen in the future by investing today.
You're giving your child a financial education. With Pearler Headstart, you can set investing goals and share them with your child. In doing so, you can teach them positive money habits as they grow.