PRIVACY POLICY

Collection and use of personal information

Disclosure of personal information

Accessing and correcting your personal information

Website and technology

Security

Data retention

Marketing

Analytics

Contacting us and complaints

Changes to this policy

TERMS OF USE

Important Information

Liability

Privacy

Autodeposit

Autoinvest

Third party links and materials

Copyright and Intellectual Property Notices

User Conduct

Contacting us and complaints

Changes to this policy

Account

Advice

Fees and costs

Access

Miscellaneous

DISCLAIMER
SECURITY
FINANCIAL SERVICES GUIDE

Disclaimers

Pearler Investments Pty Ltd, trading as pearler, ACN 625 120 649, is an authorised representative (Authorised Representative No. 1281540) of Sanlam Private Wealth Pty Ltd, ACN 136 960 775 (Australian Financial Services Licence No. 337927).

At pearler, we strive to make investing for your long term goals easier and fun but we only provide general information and/ or general advice. We don’t present you any options based on your personal objectives, circumstances or financial needs nor do we use your preferences or search history to tailor your user experience. Any advice is of a general nature only.

It’s important that you are aware that when investing, your invested capital is at risk. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Financial Services Guide before deciding to use or invest on pearler.

When opening an account with pearler you confirm that your details will be shared with OpenMarkets and an application for an OpenMarkets brokerage account will be made. Please read the OpenMarkets terms and conditions, disclosures and customer agreement documents before applying for a pearler account.

Information on pearler is not an offer, solicitation of an offer, or advice to buy or sell securities or any financial product, or to open a trading account in any jurisdiction where pearler is not registered to do so. Upon opening an account with pearler from a jurisdiction where pearler is not registered or able to market its services, you confirm that pearler did not make an offer, solicit an offer or provide any advice to buy or sell a financial product. If you are based in a jurisdiction where pearler is not registered (or regulated) you are responsible for ensuring that you comply with all local laws and regulations that you are subject to and for obtaining your own financial advice and legal advice if you are unsure.

System Availability, Execution, Data

System availability and response times, data, liquidity, execution speed and price are subject to market conditions, order size, order types, any connection limitations and various other factors.

All chart data is provided for informational purposes and should not be relied on for taxation or any other purposes.

Please note that market data is provided courtesy of OpenMarkets. No representation or warranty is made as to the timeliness, reliability, accuracy or completeness of the material and pearler does not accept any responsibility arising in any way for errors in, or omissions from, that data.

Listed Funds

Before investing in an Exchange Traded Fund (ETF) Listed Investment Company (LIC) or Listed Investment Trust (LIT), an investor should consider the investment objectives, risks, charges, and expense of the investment company carefully. The prospectus contains this and other important information about the investment company. You should read the prospectus carefully before investing.

Inverse and leveraged ETFs, LICs and LITs can be complicated vehicles and are generally only suitable for sophisticated traders who have the resources and adequate experience to understand the nature of the product. You should make yourself aware of the risks and potential costs involved with using any of these vehicles. Before investing in any such vehicle we may seek your confirmation that you understand these risks before you place a trade in one.

As these products are designed to meet their stated objectives on a daily basis, they may not be suitable for long term investments. Please make sure you are aware of these risks before you trade these products.

Pricing

Please see our pricing tab and Financial Services Guide for more detail on all fees. Pricing may be updated at any time and customers will be provided with a minimum 20 days notice.

Third Party Links

Links on pearler.com, the Pearler app or any Pearler related website may take you to a third party site. These sites are not managed by pearler and may have a different privacy policy, level of security and terms & conditions.

About Pearler

Learn about Pearler and why we started it.

Partners

Learn about our partners and how you can be a part of us.

Tools

Get familiar with our resources and tools to help you out.

Legal

Read through our important documentation.

Pearler Logo

Pearler Investments Pty Ltd, trading as pearler, ACN 625 120 649, is an authorised representative (Authorised Representative No. 1281540) of Sanlam Private Wealth Pty Ltd, ACN 136 960 775 (Australian Financial Services Licence No. 337927). At pearler, we strive to make investing for your long term goals easier and fun but we only provide general information and/ or general advice. We don’t present you any options based on your personal objectives, circumstances or financial needs nor do we use your preferences or search history to tailor your user experience. Any advice is of a general nature only. It’s important that you are aware that when investing, your invested capital is at risk. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Financial Services Guide before deciding to use or invest on pearler. When opening an account with pearler you confirm that your details will be shared with OpenMarkets and an application for an OpenMarkets brokerage account will be made. Please read the OpenMarkets terms and conditions, disclosures and customer agreement documents before applying for a pearler account. Information on pearler is not an offer, solicitation of an offer, or advice to buy or sell securities or any financial product, or to open a trading account in any jurisdiction where pearler is not registered to do so. Upon opening an account with pearler from a jurisdiction where pearler is not registered or able to market its services, you confirm that pearler did not make an offer, solicit an offer or provide any advice to buy or sell a financial product. If you are based in a jurisdiction where pearler is not registered (or regulated) you are responsible for ensuring that you comply with all local laws and regulations that you are subject to and for obtaining your own financial advice and legal advice if you are unsure. Contact us at help@pearler.com or pearler c/- UNSW Founders, MCIC, Gate 2

© Pearler 2020
Pearler Logo
Pricing
About
Partners
FAQ
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PRIVACY POLICY

Collection and use of personal information

Disclosure of personal information

Accessing and correcting your personal information

Website and technology

Security

Data retention

Marketing

Analytics

Contacting us and complaints

Changes to this policy

TERMS OF USE

Important Information

Liability

Privacy

Autodeposit

Autoinvest

Third party links and materials

Copyright and Intellectual Property Notices

User Conduct

Contacting us and complaints

Changes to this policy

Account

Advice

Fees and costs

Access

Miscellaneous

DISCLAIMER
SECURITY
FINANCIAL SERVICES GUIDE

Disclaimers

Pearler Investments Pty Ltd, trading as pearler, ACN 625 120 649, is an authorised representative (Authorised Representative No. 1281540) of Sanlam Private Wealth Pty Ltd, ACN 136 960 775 (Australian Financial Services Licence No. 337927).

At pearler, we strive to make investing for your long term goals easier and fun but we only provide general information and/ or general advice. We don’t present you any options based on your personal objectives, circumstances or financial needs nor do we use your preferences or search history to tailor your user experience. Any advice is of a general nature only.

It’s important that you are aware that when investing, your invested capital is at risk. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Financial Services Guide before deciding to use or invest on pearler.

When opening an account with pearler you confirm that your details will be shared with OpenMarkets and an application for an OpenMarkets brokerage account will be made. Please read the OpenMarkets terms and conditions, disclosures and customer agreement documents before applying for a pearler account.

Information on pearler is not an offer, solicitation of an offer, or advice to buy or sell securities or any financial product, or to open a trading account in any jurisdiction where pearler is not registered to do so. Upon opening an account with pearler from a jurisdiction where pearler is not registered or able to market its services, you confirm that pearler did not make an offer, solicit an offer or provide any advice to buy or sell a financial product. If you are based in a jurisdiction where pearler is not registered (or regulated) you are responsible for ensuring that you comply with all local laws and regulations that you are subject to and for obtaining your own financial advice and legal advice if you are unsure.

System Availability, Execution, Data

System availability and response times, data, liquidity, execution speed and price are subject to market conditions, order size, order types, any connection limitations and various other factors.

All chart data is provided for informational purposes and should not be relied on for taxation or any other purposes.

Please note that market data is provided courtesy of OpenMarkets. No representation or warranty is made as to the timeliness, reliability, accuracy or completeness of the material and pearler does not accept any responsibility arising in any way for errors in, or omissions from, that data.

Listed Funds

Before investing in an Exchange Traded Fund (ETF) Listed Investment Company (LIC) or Listed Investment Trust (LIT), an investor should consider the investment objectives, risks, charges, and expense of the investment company carefully. The prospectus contains this and other important information about the investment company. You should read the prospectus carefully before investing.

Inverse and leveraged ETFs, LICs and LITs can be complicated vehicles and are generally only suitable for sophisticated traders who have the resources and adequate experience to understand the nature of the product. You should make yourself aware of the risks and potential costs involved with using any of these vehicles. Before investing in any such vehicle we may seek your confirmation that you understand these risks before you place a trade in one.

As these products are designed to meet their stated objectives on a daily basis, they may not be suitable for long term investments. Please make sure you are aware of these risks before you trade these products.

Pricing

Please see our pricing tab and Financial Services Guide for more detail on all fees. Pricing may be updated at any time and customers will be provided with a minimum 20 days notice.

Third Party Links

Links on pearler.com, the Pearler app or any Pearler related website may take you to a third party site. These sites are not managed by pearler and may have a different privacy policy, level of security and terms & conditions.

About Pearler

Learn about Pearler and why we started it.

Partners

Learn about our partners and how you can be a part of us.

Tools

Get familiar with our resources and tools to help you out.

Legal

Read through our important documentation.

Pearler Logo

Pearler Investments Pty Ltd, trading as pearler, ACN 625 120 649, is an authorised representative (Authorised Representative No. 1281540) of Sanlam Private Wealth Pty Ltd, ACN 136 960 775 (Australian Financial Services Licence No. 337927). At pearler, we strive to make investing for your long term goals easier and fun but we only provide general information and/ or general advice. We don’t present you any options based on your personal objectives, circumstances or financial needs nor do we use your preferences or search history to tailor your user experience. Any advice is of a general nature only. It’s important that you are aware that when investing, your invested capital is at risk. As investments carry risk, before making any investment decision, please consider if it’s right for you and seek appropriate taxation and legal advice. Please view our Financial Services Guide before deciding to use or invest on pearler. When opening an account with pearler you confirm that your details will be shared with OpenMarkets and an application for an OpenMarkets brokerage account will be made. Please read the OpenMarkets terms and conditions, disclosures and customer agreement documents before applying for a pearler account. Information on pearler is not an offer, solicitation of an offer, or advice to buy or sell securities or any financial product, or to open a trading account in any jurisdiction where pearler is not registered to do so. Upon opening an account with pearler from a jurisdiction where pearler is not registered or able to market its services, you confirm that pearler did not make an offer, solicit an offer or provide any advice to buy or sell a financial product. If you are based in a jurisdiction where pearler is not registered (or regulated) you are responsible for ensuring that you comply with all local laws and regulations that you are subject to and for obtaining your own financial advice and legal advice if you are unsure. Contact us at help@pearler.com or pearler c/- UNSW Founders, MCIC, Gate 2

© Pearler 2020