16 April 2023

So, I’m in the early phases of my investing journey, and trying to bring the better half along for the ride. Unfortunately she has an uncanny knack for asking difficult questions that seem to be hard to google! So the question is this: If a company in which an ETF invests goes belly-up, what happens to the ETF itself? Do you have less actual shares due to the fact that the shares you had in the underlying company no longer exist? Or does the ETF itself just lose the value that those shares represented, but you still have the same number of shares in that ETF? I.e say Company A is 10% of ETF A’s portfolio, and it goes under, do you have 10% less total shares, or the same number of shares but their value has taken a 10% hit? Sorry if it’s a dumb question! Thanks in advance.

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20 January 2023

Hi pearlers, I started using pearler when my goal was for long term investing to create financial freedom when I retire. I was single at this point and had decided getting in the housing market was out of my reach. I am now in a serious relationship and my financial goal has changed to saving for a house deposit. My question is: Is investing in ETFs over 5 years worth it to build wealth for a deposit or am I better of using a term deposit? I’ve read that really you have to contribute for over 10 years to really start seeing your wealth grow. Please be kind! I am very new to this and was never taught financial literacy. Thanks xx

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31 July 2023

As Micro & Headstart is not CHESS sponsored and the investor does not hold/own shares, in an event that the corporation that is responsible for the managed fund/Scheme goes into liquidation what happens to the pooled units that were purchased by investors. Since head start is a long term investing, how are investors protected when shares are not directly held by the investor.

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19 October 2023

Hi can I buy a government bond via pearler?

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21 February 2023

Hi, Are brokerage fees charged when a limit order was placed and subsequently cancelled? Even if it was not partially fulfilled? Thanks!

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13 December 2022

Hi all, Pretty new here. I thinknI just got my first ETF only cause I listened to a podcast and seemed logical. Now, i opened my pearler account with a Micro investment (diversify and chill) account, cause I loved the concept of not having to think about it. After that, I Transferred my vanguard VDHG account to Pearler. So have the 2 of them running at the same time. Sometimes investing money in one more than the other, Micro moving better than VDHG. Should I get rid of the VDHG at one point and put everything into MICRO account? Should I leave it the way it is? Are any or most of the ETF's on these accounts overlapping? Any advice or suggestions will be appreciated. Thanks everyone

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14 December 2022

If I buy Vanguard MSCI Index International Shares ETF would i be liable for international tax as it's investing in non-Aus shares please?

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15 December 2022

I want to set up an account for my teenagers, but I'm not sure of the implications when they are 18. I don't really want to shut down the account, for them to start up a new one when they are 18.

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28 December 2022

How does everyone calculate their investment returns? I am keen to compare the different ETF’s in my portfolio. I want to include the impacts of dividends as well as capital growth. I also invest regularly so have different purchase unit prices. How often does everyone do this kind of review? Annually? I am hoping someone may have an excel template available. Thank you

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5 January 2023

Hi everyone I’m curious for some opinions from the community about high dividend yield etfs? Anyone have any thoughts/suggestions? Kind regards Nunz

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15 January 2023

I am looking at transferring some AU shares from Sharesies to Pearler. Not all of them, just some. I can’t seem to find Sharesies on your broker list. Please advise. Regards Alicia

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12 February 2023

What’s a good investment for a 5yr period

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20 March 2023

Hey guys, I have just invested a small amount into 2 separate etfs. I am not too sure how I should be monitoring this and what I could potentially come away with. Any tips or advice would be highly appreciated.

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26 June 2023

Thank you Pearler team for the Navexa integration, it has been a long awaited feature. What happens to Navexa portfolio if it has been synced using email forwards before. Does the new Navexa integration handle overwriting on top and not duplicating the trades? What should I do if I have existing Navexa porfolio that has been set up to sync using automatic email forwarding?

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17 July 2023

My current portfolio is 55% VGS and 37.5% VAS. For the remaining, I have recently trimmed my VGE exposure to 7.5% (earlier it was averaging between 15% to 10%). This is mainly to reduce my exposure to China. I am thinking of adding Europe specific ETF (say VEQ) and Japan specific ETF (?). While VGS does offer both Europe & Japan but it is US heavy. Any suggestions on which ETF should I go for (for Japan) and how should I balance my portfolio?

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2 August 2023

I have been with sixpark can I move my shares across?

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2 August 2023

Hello Pearler community! I'm looking to get my first statement of advice from a licence advisor to build a high risk growth portfolio to hold for the long term. I have never delt with an advisor before and based on my own research have majority of my savings already in VDHG. I now have the funds to pay for an advisor and am wondering if they are worth their fee in the long term ?! Any input would be greatly appreciated

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8 August 2023

Hi Team, I am wondering if it would be better for my 14 year old son to invest in VOO regularly or VGS via the managed fund investing here? I am unsure of the benefits of each and how they really compare. thanks so much.

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5 October 2023

What's the limit for withdrawal to your linked bank account? For example if I sold 1 million worth of shares is there a daily withdrawal limit or can it be transferred/withdrawn in one go?

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24 July 2023

hi im a new investor here, still pretty young and still new to everything in the investing world. i recently invested in a split of 3 ETFs but wanted to know how to create a "portfolio split" is it after purchasing the min $500 and then buying accordingly to your desired split ( eg, 70% ETF1, 30%ETF2, 10%ETF3) or is there an option on the pearler website to manually select the split. sorry if none of this makes sense happy to take in any advice.

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