Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
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Selling reinvestments ETF after 1 year of holding?
Dividends & tax
I read that “If you've owned an ETF for 12 months, the law allows the taxable capital gain to be reduced by 50% for indi...
stylish.mannequin
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February 14th, 2025
1 like
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73 views
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Where to start when setting up a SMSF?
Superannuation
Hey everyone! My partner and I are looking at potentially setting up a self-managed super fund (SMSF) to have more contr...
James Anderson
•
February 21st, 2025
1 like
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82 views
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How do ETF providers make money?
First-time investor
Hi, I have a few basic questions about the companies that issue ETF like Vanguard, BetaShares etc: How do ETF provider...
Anjali Patel
•
November 12th, 2024
1 like
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11 views
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How does currency hedging work?
Investing strategy
Hi everyone! I keep hearing about currency hedging, especially for international investments, but I’m not entirely sur...
Lucas Garcia
•
November 24th, 2024
1 like
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5 views
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Getting started with Shares or Micro?
First-time investor
Hi all, I’m trying to decide between putting my money into individual shares or in Micro to get started. For those who'v...
Mia Evans
•
November 26th, 2024
1 like
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26 views
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Investing in bonds for kids
Investing for kids
I want to look at investing in bonds for my kids. Can I do this via pearler? How do I set this up to take advantage of t...
Kendall
•
December 11th, 2024
1 like
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55 views
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Perspective 12 ETF Portfolio - Too many?
Investing strategy
Hi Pearlers, Am looking to start an aggressive portfolio with 200K. I like the idea of having some control over the hol...
Tristian
•
March 23rd, 2025
1 like
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183 views
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Redraw from IP to invest in ETFs
Homes and mortgages
Hello, we have an IP that is P&I, and we have about $5k redraw available. Is it worth pulling that out of the IP loan an...
Isaiah
•
December 28th, 2024
1 like
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17 views
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Turning 30 - Private health insurance or self-insuring?
Financial independence
I'm turning 30 soon and thinking about private health insurance but struggling to justify the cost. I know there’s a ...
Mason King
•
January 15th, 2025
1 like
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9 views
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US political climate impacting market performance of ETFs like VGS?
Investing strategy
Hi there, I’m a new investor exploring US shares because of their strong historical performance. I’m curious about how t...
Olivia Nguyen
•
January 21st, 2025
1 like
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15 views
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Is it risky to invest everything in one all-in-one ETF?
Investing strategy
I’m new to investing and have been reading books like The Barefoot Investor. A lot of portfolio suggestions include comb...
Diego Lopez
•
February 5th, 2025
1 like
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51 views
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ETFs or super
Superannuation
Hi there, I am 49 and have been investing small amounts for about a year. 60% IVV 30% IOZ 10% Hack; do you think I am ma...
Mila
•
July 11th, 2025
2 likes
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701 views
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How to diversify beyond IVV and VAS — VEU vs IVE/VGE vs individual markets?
Investing strategy
I'm planning to build a long-term ETF portfolio with: 60% IVV (US exposure) 20% VAS (Australian exposure) For the remai...
RDS
•
July 13th, 2025
2 likes
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756 views
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IVV or VOO?
Investing strategy
I have invested in VOO but I'm considering changing to IVV. Is it worth it doing the switch? Thanks
Valeria de Souza Lima
•
July 24th, 2025
2 likes
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1000 views
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Bonds in my portfolio.
Financial independence
Hi there, I’m currently 34 and working on building a long-term investment portfolio, primarily through ETFs like DHHF a...
Lachlan Holmes
•
July 29th, 2025
2 likes
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689 views
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Newbie!
Investing strategy
Hi there! We are new Pearlers about to start our investment journey! Thinking of the following mix: 40% A200 30% IVV 3...
Kelly
•
June 29th, 2025
2 likes
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502 views
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Sharsies transfer
Pearler features
Is it possible for me to transfer my shares held with Sharesies over to my Pearler account?
Tracey Campbell
•
January 8th, 2023
1 like
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20 views
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Is VDHG really that complicated for tax returns?
Investing strategy
People say VDHG is complicated for tax returns, but I don’t get it. I’m new to this and thought you just send the Pearle...
Ethan Brown
•
October 14th, 2024
1 like
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29 views
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using dividend money to buy shares
Dividends & tax
Currently i receive cash payments for the dividends i receive into my bank account. How do i change this so that the div...
Warren Inkster
•
September 29th, 2022
1 like
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7 views
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Best mortgage strategy for FIRE: Pay down or use offset?
Dividends & tax
Hi there, I’ve recently bought my starter home but am trying to balance living in the present with my long-term goals: ...
Alex Kim
•
October 8th, 2024
1 like
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7 views
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