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Hi there! We are new Pearlers about to start our investment journey! Thinking of the following mix: 40% A200 30% IVV 30% VGS Would love to know if this is a good and complimentary portfolio mix or am I missing something important? Thanks!
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Kelly
Asked on 29 June 2025
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Welcome Kelly!
I think that’s a great starting point. The only thing I would mention here is that with IVV being US shares and VGS being roughly 70-75% US shares, there quite a bit of overlap with the two.
While there’s not really anything wrong with that, it does suggest that IVV doesn’t really add anything that isn’t in VGS. So have a think about whether you’d rather focus on US shares, or just have a global fund which naturally has US shares as a big portion of the fund.
Hope that helps and happy investing :)
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VGS is 70% US so there will be some overlap with IVV. VEU excludes US so you will be exposed to other markets and it has lower fees.
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