Ask & Answer
Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
Filters
Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
Filters
How do ETF providers make money?
First-time investor
Hi, I have a few basic questions about the companies that issue ETF like Vanguard, BetaShares etc: How do ETF provider...
Anjali Patel
•
November 12th, 2024
1 like
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13 views
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How does currency hedging work?
Investing strategy
Hi everyone! I keep hearing about currency hedging, especially for international investments, but I’m not entirely sur...
Lucas Garcia
•
November 24th, 2024
1 like
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5 views
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Getting started with Shares or Micro?
First-time investor
Hi all, I’m trying to decide between putting my money into individual shares or in Micro to get started. For those who'v...
Mia Evans
•
November 26th, 2024
1 like
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27 views
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Investing in bonds for kids
Investing for kids
I want to look at investing in bonds for my kids. Can I do this via pearler? How do I set this up to take advantage of t...
Kendall
•
December 11th, 2024
1 like
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62 views
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Beginner -what to invest in?
First-time investor
I’m new to investing and I’m so torn between VAS & VGS, DHHT or QQQ. I know they cross over a bit but I’m so confused. I...
Amy
•
January 3rd, 2025
1 like
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70 views
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Redraw from IP to invest in ETFs
Homes and mortgages
Hello, we have an IP that is P&I, and we have about $5k redraw available. Is it worth pulling that out of the IP loan an...

Isaiah
•
December 28th, 2024
1 like
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19 views
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Turning 30 - Private health insurance or self-insuring?
Financial independence
I'm turning 30 soon and thinking about private health insurance but struggling to justify the cost. I know there’s a ...
Mason King
•
January 15th, 2025
1 like
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9 views
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US political climate impacting market performance of ETFs like VGS?
Investing strategy
Hi there, I’m a new investor exploring US shares because of their strong historical performance. I’m curious about how t...
Olivia Nguyen
•
January 21st, 2025
1 like
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16 views
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Is it risky to invest everything in one all-in-one ETF?
Investing strategy
I’m new to investing and have been reading books like The Barefoot Investor. A lot of portfolio suggestions include comb...
Diego Lopez
•
February 5th, 2025
1 like
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55 views
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ETFs or super
Superannuation
Hi there, I am 49 and have been investing small amounts for about a year. 60% IVV 30% IOZ 10% Hack; do you think I am ma...
Mila
•
July 11th, 2025
2 likes
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702 views
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How to diversify beyond IVV and VAS — VEU vs IVE/VGE vs individual markets?
Investing strategy
I'm planning to build a long-term ETF portfolio with: 60% IVV (US exposure) 20% VAS (Australian exposure) For the remai...

RDS
•
July 13th, 2025
2 likes
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763 views
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Any ETF recommendation for Asian / emerging markets?
Investing strategy
Hi Pearlers, Like most people here, I'm already invested in an Australian ETF + a global ETF. But the underlying holdin...

Johnny
•
January 10th, 2026
7 likes
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1180 views
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Bonds in my portfolio.
Financial independence
Hi there, I’m currently 34 and working on building a long-term investment portfolio, primarily through ETFs like DHHF a...
Lachlan Holmes
•
July 29th, 2025
2 likes
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700 views
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VDHG Investments
First-time investor
Hello I am starting my investing journey. Im keen on investing in VDHG. This maybe a stupid question but just wanted to ...
Dapana
•
October 1st, 2024
1 like
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1 view
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Etfs/Compound interest
First-time investor
Probably a stupid question, but was just wondering if etfs have compound interest or if it's only certain ones that do.

Joel K
•
November 22nd, 2022
1 like
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3 views
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Sharsies transfer
Pearler features
Is it possible for me to transfer my shares held with Sharesies over to my Pearler account?

Tracey Campbell
•
January 8th, 2023
1 like
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29 views
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Is VDHG really that complicated for tax returns?
Investing strategy
People say VDHG is complicated for tax returns, but I don’t get it. I’m new to this and thought you just send the Pearle...
Ethan Brown
•
October 14th, 2024
1 like
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32 views
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Auto-investing: Fortnightly or Quarterly to save on fees?
Investing strategy
Hi everyone! I'm invested in VAS, VSO, and VGS, and I'm setting up an auto-investment. I save $900 weekly and plan to i...
Mason King
•
September 30th, 2024
1 like
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46 views
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using dividend money to buy shares
Dividends & tax
Currently i receive cash payments for the dividends i receive into my bank account. How do i change this so that the div...
Warren Inkster
•
September 29th, 2022
1 like
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8 views
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Best mortgage strategy for FIRE: Pay down or use offset?
Dividends & tax
Hi there, I’ve recently bought my starter home but am trying to balance living in the present with my long-term goals: ...
Alex Kim
•
October 8th, 2024
1 like
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7 views
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