Ask & Answer
Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
Filters
Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
Filters
How many ETFs to have in a diversified portfolio?
Investing strategy
I was wondering how many ETFs should I consider for a well-diversified portfolio, and how can I determine if there is ov...
Olivia Nguyen
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December 4th, 2024
0 likes
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16 views
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Differences between the DHHF and VDHG ETFs?
Investing strategy
Can someone please explain the differences between the DHHF and VDHG ETFs in terms of their investment strategies, asset...
Ruby Martin
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December 4th, 2024
0 likes
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37 views
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valuation of SMSF balance containing residential property
Financial independence
If you have purchased a residential property in an SMSF and you finally switch to pension phase, how do you value the fu...
David Horton
•
December 7th, 2024
0 likes
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15 views
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Debt recycling and frequent investments
Homes and mortgages
Hi, My partner and I are about to debt recycle from our mortgage. We have a mortgage of 870k with 200k in offset. We wou...
Natalie
•
December 3rd, 2024
0 likes
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11 views
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Is super calculated on gross or net income?
Superannuation
If my employer contributes the minimum (9.5%) and I earn $100K, should I receive $9,500 per year, or is the 9.5% calcula...
Ethan Brown
•
December 16th, 2024
0 likes
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30 views
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Should my wife and I each open separate brokerage accounts?
First-time investor
Hi all, I know these questions have been asked before, so apologies in advance for any repetition! - Joint brokerage ac...
Sophie Wilson
•
December 5th, 2024
0 likes
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41 views
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Advantages and disadvantages of salary sacrificing into super
Superannuation
What are the advantages/disadvantages of salary sacrificing into super and taking advantage of the tax benefit vs gettin...
Anjali Patel
•
December 11th, 2024
0 likes
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15 views
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Should we rentvest or buy a PPOR ?
Homes and mortgages
We're a couple in our early 30s considering starting a family soon and are debating our housing strategy. We have $400K ...
Diego Lopez
•
December 12th, 2024
0 likes
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26 views
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Best budgeting apps for Android?
Financial independence
I’m looking to really focus on my budget next year; track our spending, stay on top of things, and set some solid saving...
Grace Johnson
•
December 16th, 2024
0 likes
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92 views
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Should my wife and I each open separate brokerage accounts?
Investing strategy
Hi all, I know these questions have been asked before, so apologies in advance for any repetition! - Joint brokerage ac...
Sophie Wilson
•
December 5th, 2024
0 likes
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27 views
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Can a SMSF own my home, rent it back to me, and I can claim it as a deduction?
Homes and mortgages
Someone told me that it might be possible to set up an SMSF that owns your PPOR, effectively renting your home from your...
Alex Kim
•
December 5th, 2024
0 likes
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13 views
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Financial Advisor Recomendations
Financial independence
Hello everyone, My wife and I are looking to potentially have discussions with a financial advisor early next year, but...
Ronald Petterson
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December 9th, 2024
0 likes
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19 views
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Are LICs Like AFIC and Argo ever discounted?
Investing strategy
Been reading low cost, reputable LICs like AFIC and Argo are quite competitive to ETFs. Have read that they should be pu...
James Anderson
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December 18th, 2024
0 likes
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101 views
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Switching ETFs: IVV to VGS or A200 to DHHF?
Investing strategy
I’ve been investing in A200 and IVV for a while, but changes in my weekly expenses and IVV’s higher unit price mean I’d ...
Emily Chen
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December 15th, 2024
0 likes
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33 views
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Balancing super contributions and early retirement goals
Financial independence
Hi there, here is something I've been struggling with for a few weeks. Background: * I'm looking to retire in 10-15 y...
Amir Ibrahim
•
December 11th, 2024
0 likes
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12 views
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USA can’t be beat?
Investing strategy
My question is why would I bother investing any where else other than the USA market, historically they have dominated t...
Carl Hardgrave
•
December 26th, 2024
0 likes
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21 views
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55 years old - but just getting in to ETF's
Financial independence
At 55 years old and new to ETFs, how should I approach building a portfolio that balances growth potential and risk mana...
Scott
•
January 9th, 2025
0 likes
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11 views
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Best way to invest $5k for beginners - what would you recommend?
First-time investor
Hey all, I’ve got $5k that I’d like to make work harder than sitting in a savings account. I’m learning about long-te...
Liam Thompson
•
January 13th, 2025
0 likes
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10 views
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How do you decide between extra super contributions vs investing in ETFs?
Superannuation
I'm just starting to learn more about finance and recently had a conversation with a friend about making extra super con...
Lucas Garcia
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January 15th, 2025
0 likes
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12 views
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Why a mixed class ETF?
Financial independence
Being almost at the draw-down phase of my investing and about to start a superannuation pension, I am interested in pote...
David Horton
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December 23rd, 2024
0 likes
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24 views
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