Hi Javier,

Personally I’d probably just add the money to my regular investment, there’s no need to really treat this money any differently than a typical investing setup that might be running.

Dave

Hello!

It’s great to hear that you’re considering investing your bonus cash! Deciding between individual shares, ETFs, or funding your automated investment strategy depends on a few factors, including your investment goals, risk tolerance, and the level of involvement you want in managing your investments.

1. Individual Shares: Investing in individual shares allows you to pick specific companies that you believe will perform well over time. This option can offer high returns if your choices do well, but it also carries a higher risk since your investment is concentrated in fewer stocks. It requires more research and active management to monitor the performance of these companies.

2. ETFs (Exchange-Traded Funds): ETFs provide a way to invest in a broad portfolio of stocks or bonds in a single transaction. They offer diversification, which can help reduce risk. ETFs are generally less volatile than individual stocks and are a good choice if you prefer a more hands-off approach to investing. They also come with lower expense ratios compared to actively managed funds.

3. Funding Your Automated Investment: Since you already have an automated investing setup, adding your bonus to this can be a straightforward and effective way to increase your investments without needing to make any immediate decisions on specific stocks or ETFs. Automated investing helps in mitigating timing risk by spreading out investments over time, which can be particularly beneficial during volatile market conditions.

Given these options, if you prefer a hands-off approach and want to continue enjoying the benefits of diversification and reduced timing risk, you might consider directing your bonus towards funding your existing automated investment strategy. This way, you can leverage the system you are already comfortable with and potentially enhance your returns over time without additional effort.

At Pearler, we su

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