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ETFs vs. offset accounts: When to move money?

Homes and mortgages

I currently hold ETFs and have funds in offset accounts. Ignoring market fluctuations and tax implications, at what poin...

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Isabella O'Conner
December 18th, 2024

4 likes

45 views

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Keeping fees to a minimum

First-time investor

Hi All, I’m super new to this platform so I’m a little overwhelmed. Can anyone tell me how I can keep my Pearler fees t...

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Shannon
June 24th, 2025

7 likes

618 views

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W8-BEN Tax Form

Dividends & tax

Hello Fellow Pearlers, Under Transactions -> Reports -> "US broker statements and documents" section, the W8-BEN Tax Fo...

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Leon Quinn
January 18th, 2023

6 likes

112 views

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Mirco investing

Financial independence

HI 👋 I'm invested in two funds Vas,VGHD in the Mirco investing section If I keep investing weekly or monthly I'm I on t...

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jimmy gamble
August 4th, 2022

2 likes

18 views

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We have shares in ANZ trading under our SMSF. Can/ how we transfer them to Pearler?

Pearler features

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Bien Xuan Le
September 28th, 2022

2 likes

17 views

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Why do people choose VDHG over IVV?

Investing strategy

I've been wondering why people choose VDHG over IVV? I understand VDHG is more diversified but the MER (0.27%) is is so ...

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Scott Dyksterhuis
August 13th, 2022

2 likes

1 view

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What type of account should I setup

Dividends & tax

Hi All, I have been investing for some years now and I will continue too invest. I have over $25,000 invested at the mo...

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Julius Owusu-akyeampong
July 25th, 2022

2 likes

27 views

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Transfer portfolio

Dividends & tax

Can I directly transfer my portfolio to another person?

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Emma Axt Conaghan
August 9th, 2024

3 likes

15 views

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S&P 500

Investing strategy

I invest $250 a week into the S&P500. Im 46 and plan on investing for the next 15 years. Is this ok ? Or should I be in...

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Michelle Elia
August 24th, 2022

2 likes

122 views

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US stock

Shares & crypto

What are the best tech stocks to invest now in the US market?

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K-Investor
July 27th, 2022

2 likes

64 views

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US Purchase Time

Pearler features

I've just now placed an order for some us shares - the market doesn't open until after midnight tonight AU time, will th...

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maxwell dowell
July 1st, 2022

2 likes

10 views

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Setting up Account: Declare your Affiliations?

First-time investor

I am confused by this section. Can you please help me select which of the statements apply to me (that is/are generally ...

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Daniel Patano
July 21st, 2022

2 likes

3 views

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ETF Dividends

Dividends & tax

Hi there, out of curiosity who does a ETF price go down a bit when a dividend is paid? Thanks!

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Natalie C
July 21st, 2022

2 likes

71 views

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Selling ETF’s in commsec and rebuying in pearler

Pearler features

Hi, I currently own 2 lots of ETF’s through an individual account in commsec and would like to move them over to my join...

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Blake Anderson
November 23rd, 2022

2 likes

7 views

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VDHG & Micro (diversify & chill) accounts

Investing strategy

Hi all, Pretty new here. I thinknI just got my first ETF only cause I listened to a podcast and seemed logical. Now, i...

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Hugo Chaparro
December 13th, 2022

2 likes

28 views

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Vanguard MSCI Index International Shares ETF

Dividends & tax

If I buy Vanguard MSCI Index International Shares ETF would i be liable for international tax as it's investing in non-A...

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Tracey O’Brien
December 14th, 2022

2 likes

59 views

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What are the disadvantages of setting up for an account for my mid teens?

Investing for kids

I want to set up an account for my teenagers, but I'm not sure of the implications when they are 18. I don't really want...

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Ted Godderidge
December 15th, 2022

2 likes

1 view

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Investment Returns

Investing strategy

How does everyone calculate their investment returns? I am keen to compare the different ETF’s in my portfolio. I wa...

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THEA MCANDREW
December 28th, 2022

2 likes

11 views

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How to tell your spouse you have over a million invested

Investing strategy

Bit of a odd question here but, I’m in a fairly new relationship (just ticked over six months together) and the topic of...

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CaptainFI
August 25th, 2022

3 likes

18 views

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The Great Gold Debate

Investing strategy

Hey everyone For background, I used to be with Stockspot when I first got started in ETFs. I've recently moved out of S...

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JULIAN FERGUSON
August 28th, 2022

3 likes

99 views

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