Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
Ask & Answer
Have questions? Get answers or share your expertise in our community forum.
Filters
Using an inheritance to buy first home, invest in EFS, or both?
Financial Independence
Hi everyone, I'm about to receive a $500k inheritance, and my parents are encouraging me to use it as a down payment on...
Charlotte Muller
•
November 12th, 2024
2 likes
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4 views
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VAS vs A200
Investing Strategy
Hi everyone! I’m trying to decide between VAS and A200 for my portfolio, but I'm not sure which one is the better fit. C...
Grace Johnson
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November 18th, 2024
2 likes
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11 views
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Investment Advice for a 20 year old
First Time Investor
I'm seeking to begin my investment journey and was interested in starting with the ETFs market. What's some general advi...
chelsea
•
March 10th, 2025
4 likes
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184 views
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Portfolio percentage split for ASX 200, S&P 500 and Nasdaq
Investing Strategy
Hi all. My wife and I have been looking to start building an ETF portfolio and I was wondering is there a general ‘rul...
David Brookes
•
March 19th, 2025
4 likes
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231 views
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Keeping fees to a minimum
First Time Investor
Hi All, I’m super new to this platform so I’m a little overwhelmed. Can anyone tell me how I can keep my Pearler fees t...
Shannon
•
June 24th, 2025
7 likes
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563 views
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W8-BEN Tax Form
Dividends and Tax
Hello Fellow Pearlers, Under Transactions -> Reports -> "US broker statements and documents" section, the W8-BEN Tax Fo...
Leon Quinn
•
January 18th, 2023
6 likes
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81 views
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A portfolio of 5 or 6 ETF's for turbulent times
Investing Strategy
Hello everyone. I have my ideas, but I would love to hear from others on this. I believe diversity is key, with some bui...
Michael Batchelor
•
April 14th, 2025
5 likes
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232 views
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HIN across multiple brokers
Dividends and Tax
Am I able to use my existing HIN to sign up to pearler, but still keep my other shares recorded with my existing broker?
Jodie Errington
•
July 22nd, 2022
1 like
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37 views
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Recession and investing
Investing Strategy
As we are possibly heading towards a recession, is it worth saving money as we could be possibly out of jobs and would n...

Nelsi Devendrakumar Patel
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July 30th, 2022
1 like
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0 views
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Invest or pay off Mortgage then start investing?
Investing Strategy
Coming from a family where everyone always said pay off your mortgage asap and be debt free. It is hard to change my min...
Mitchell Thompson
•
July 25th, 2022
1 like
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2 views
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Transfer of my shares from Computershare to Pearler
Dividends and Tax
Hi, it's June 22nd 2022 and I am considering transferring my NAB shares from Computershare to Pearler. Dividends are due...

Edwin Ngbeken
•
June 22nd, 2022
1 like
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18 views
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US stock
Shares and Crypto
What are the best tech stocks to invest now in the US market?
K-Investor
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July 27th, 2022
1 like
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12 views
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International ETFs, NDQ, IVV etc, value rising during ASX time
Investing Strategy
Int ETFs - why do share value go up when they ASX is open, when actually the US markets may have opened about 10hrs befo...

Colin Trainor
•
August 3rd, 2024
2 likes
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2 views
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Can I have one HIN with two brokers?
Pearler Features
I currently have a stockspot account for my (4yr) daughter. It has its own HIN. I have an account for myself and one for...
Kristal Maher
•
July 30th, 2022
1 like
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20 views
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My portfolio
Investing Strategy
Is it better to own less shares with a higher dollar amount or lots more shares with a smaller dollar amount ?
Heather Foster
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August 11th, 2022
1 like
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40 views
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Investing frequncy
Investing Strategy
Hi, I'm wondering what are the advantages or disadvantages of investing every 2 weeks vs every 6 weeks over the life of ...

James P
•
December 20th, 2022
2 likes
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9 views
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Pros and cons of investing in real estate compated to ETFS
Investing Strategy
What are the pros and cons of investing in real estate compared to ETFs? How do these two differ in terms of returns, ri...
Elena Papadopoulos
•
September 13th, 2024
2 likes
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1 view
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ESG Investing: DZZF, ERTH, or IMPQ?
Investing Strategy
I'm new to ESG investing and want to keep it simple. Is DZZF a good all-in-one ETF? Would adding ERTH or IMPQ be too ris...
James Anderson
•
September 18th, 2024
2 likes
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10 views
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Asset location
Dividends and Tax
Hi folks, I'm new and need advice on asset location. Should I hold Australian or international shares inside super or i...
Anjali Patel
•
September 5th, 2024
2 likes
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4 views
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Should I switch my super to a higher growth option?
Investing Strategy
I’ve noticed there are options like Growth and Higher Growth that seem to offer better returns based on the comparison t...
Emily Chen
•
October 14th, 2024
2 likes
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8 views
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