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Using an inheritance to buy first home, invest in EFS, or both?

Financial Independence

Hi everyone, I'm about to receive a $500k inheritance, and my parents are encouraging me to use it as a down payment on...

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Charlotte Muller
November 12th, 2024

2 likes

4 views

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VAS vs A200

Investing Strategy

Hi everyone! I’m trying to decide between VAS and A200 for my portfolio, but I'm not sure which one is the better fit. C...

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Grace Johnson
November 18th, 2024

2 likes

11 views

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Investment Advice for a 20 year old

First Time Investor

I'm seeking to begin my investment journey and was interested in starting with the ETFs market. What's some general advi...

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chelsea
March 10th, 2025

4 likes

184 views

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Portfolio percentage split for ASX 200, S&P 500 and Nasdaq

Investing Strategy

Hi all. My wife and I have been looking to start building an ETF portfolio and I was wondering is there a general ‘rul...

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David Brookes
March 19th, 2025

4 likes

231 views

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Keeping fees to a minimum

First Time Investor

Hi All, I’m super new to this platform so I’m a little overwhelmed. Can anyone tell me how I can keep my Pearler fees t...

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Shannon
June 24th, 2025

7 likes

563 views

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W8-BEN Tax Form

Dividends and Tax

Hello Fellow Pearlers, Under Transactions -> Reports -> "US broker statements and documents" section, the W8-BEN Tax Fo...

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Leon Quinn
January 18th, 2023

6 likes

81 views

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A portfolio of 5 or 6 ETF's for turbulent times

Investing Strategy

Hello everyone. I have my ideas, but I would love to hear from others on this. I believe diversity is key, with some bui...

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Michael Batchelor
April 14th, 2025

5 likes

232 views

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HIN across multiple brokers

Dividends and Tax

Am I able to use my existing HIN to sign up to pearler, but still keep my other shares recorded with my existing broker?

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Jodie Errington
July 22nd, 2022

1 like

37 views

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Recession and investing

Investing Strategy

As we are possibly heading towards a recession, is it worth saving money as we could be possibly out of jobs and would n...

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Nelsi Devendrakumar Patel
July 30th, 2022

1 like

0 views

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Invest or pay off Mortgage then start investing?

Investing Strategy

Coming from a family where everyone always said pay off your mortgage asap and be debt free. It is hard to change my min...

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Mitchell Thompson
July 25th, 2022

1 like

2 views

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Transfer of my shares from Computershare to Pearler

Dividends and Tax

Hi, it's June 22nd 2022 and I am considering transferring my NAB shares from Computershare to Pearler. Dividends are due...

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Edwin Ngbeken
June 22nd, 2022

1 like

18 views

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US stock

Shares and Crypto

What are the best tech stocks to invest now in the US market?

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K-Investor
July 27th, 2022

1 like

12 views

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International ETFs, NDQ, IVV etc, value rising during ASX time

Investing Strategy

Int ETFs - why do share value go up when they ASX is open, when actually the US markets may have opened about 10hrs befo...

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Colin Trainor
August 3rd, 2024

2 likes

2 views

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Can I have one HIN with two brokers?

Pearler Features

I currently have a stockspot account for my (4yr) daughter. It has its own HIN. I have an account for myself and one for...

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Kristal Maher
July 30th, 2022

1 like

20 views

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My portfolio

Investing Strategy

Is it better to own less shares with a higher dollar amount or lots more shares with a smaller dollar amount ?

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Heather Foster
August 11th, 2022

1 like

40 views

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Investing frequncy

Investing Strategy

Hi, I'm wondering what are the advantages or disadvantages of investing every 2 weeks vs every 6 weeks over the life of ...

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James P
December 20th, 2022

2 likes

9 views

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Pros and cons of investing in real estate compated to ETFS

Investing Strategy

What are the pros and cons of investing in real estate compared to ETFs? How do these two differ in terms of returns, ri...

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Elena Papadopoulos
September 13th, 2024

2 likes

1 view

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ESG Investing: DZZF, ERTH, or IMPQ?

Investing Strategy

I'm new to ESG investing and want to keep it simple. Is DZZF a good all-in-one ETF? Would adding ERTH or IMPQ be too ris...

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James Anderson
September 18th, 2024

2 likes

10 views

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Asset location

Dividends and Tax

Hi folks, I'm new and need advice on asset location. Should I hold Australian or international shares inside super or i...

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Anjali Patel
September 5th, 2024

2 likes

4 views

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Should I switch my super to a higher growth option?

Investing Strategy

I’ve noticed there are options like Growth and Higher Growth that seem to offer better returns based on the comparison t...

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Emily Chen
October 14th, 2024

2 likes

8 views

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