22 June 2022

Hi, it's June 22nd 2022 and I am considering transferring my NAB shares from Computershare to Pearler. Dividends are due to be paid out by July 2022. If I transfer the shares now, would I still be paid my dividends due for July 2022, if yes, which platform will pay the dividends; Computershare or Pearler? Thanks, Edwin.

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22 July 2022

Am I able to use my existing HIN to sign up to pearler, but still keep my other shares recorded with my existing broker?

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25 July 2022

Coming from a family where everyone always said pay off your mortgage asap and be debt free. It is hard to change my mindset to accept the interest for 30 years while I am investing. My question is. If I am able to pay off my mortgage relatively quickly (8-10 years). Should I pay that off then invest heavily everything once I am debt free? I guess the current rising interest and worldwide uncertainty is pointing me to pay off mortgage at the moment. Too short sighted?

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27 July 2022

What are the best tech stocks to invest now in the US market?

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30 July 2022

As we are possibly heading towards a recession, is it worth saving money as we could be possibly out of jobs and would need money to live life or we should still keep investing as we were before? My thoughts are to stop at the moment as market would crash even more if recession does occur which looks very likely at the moment and if we are highly invested we wont have liquid cash to live life. Please note, having 6 months worth of expenses saved as savings as a minimum is a good thing, but recessions are usually and will likely be much longer than the 6 months. So what are the steps we should be taking movies forward?

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30 July 2022

I currently have a stockspot account for my (4yr) daughter. It has its own HIN. I have an account for myself and one for my son in Pearler and I'd prefer to move forward with setting up an account for my daughter alongside ours in Pearler. Do I need a new HIN for that or can I use the same HIN attached to her stockspot account? Is it problematic having 2 HINs? Especially since I essentially have 3 HINs aready under my name that I use for my Myself and my two kids. Is another one going to make it quite messy? I'd prefer not to pay the transfer fee to move the shares across from stockspot. Any advice appreciated. Thanks!

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2 August 2022

Hello, Does anyone know if you can open multiple minor accounts? Thanks!

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11 August 2022

Is it better to own less shares with a higher dollar amount or lots more shares with a smaller dollar amount ?

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25 August 2022

Hi, i am currently investing into betashares DZZF etf. I wanted high growth diversified ESG etf and i believe dzzf was/is the only option today. This etf looks good to me but the AUM under the etf is just around $40M. Is this a concern for long term investment and any risk of it getting closed prematurely in future? ETFs underlying dzzf are FAIR, ETHI and GBND. FAIR and ETHI themselves have AUM over $1.2B and $2B respectively.

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25 August 2022

Bit of a odd question here but, I’m in a fairly new relationship (just ticked over six months together) and the topic of finance and investing has come up a few times. I want to gently encourage her to begin regular investing, we set up her Pearler account (yet to engage auto invest *sigh*) and I’m not sure when the best time to talk about *my* portfolio is. I set up my investing for a long time frame, but have been thinking about using some of my shares to buy (and pay off) a small acreage with the idea of that’s where I’d like to settle down and raise kids. I met her maybe six months after ‘FIRE-ing’ and have told her I vaguely have an online blogging business that I work on every now and then, and she enjoys the more relaxed lifestyle pace. she is about to graduate her Post grad degree and works in medicine so I expect next year her workload to increase… unless we end up with a baby on the way 😅🤰 We are on the same page about eventually wanting a family and she likes the idea of the property. She also comes from a very wealthy family (that live overseas), but I kinda feel like being from a wealthy family she’s not that phased by money or investing. I want to gently encourage her to start long term investing so when I do talk about it with her, she understands the investments are one of the main income sources for early retirement. She knows I’m into investing but doesn’t know the extent of having several million dollars in various investments (shares, ETFs, property, superannuation, websites) and I’m a bit scared to reveal the situation lest it change our relationship somehow? Any advice? Anyone been in a similar situation with family or partners? For the record my family also does not know about my investments

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29 September 2022

Currently i receive cash payments for the dividends i receive into my bank account. How do i change this so that the dividend paid actually purchases more shares in the company rather than receiving the cash.

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30 September 2022

Hi there, am curious about the differences between the three options for Autoinvest? How come 98% choose the lowest share and the rest choose the other options? What should be my ideal investment profile if am to choose either of the three. As an example I invest every fortnightly amounts less than 1k, what would be appropriate for me

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1 October 2022

Pretty darn new to all of this. have just set up an account and opted in for the round up feature but since doing so I have not seen a transaction from either the pearler account or from my bank account. how/where can I see these or have i not set it up right?. cheers, Jack

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21 October 2022

Hey folks - I see there is an option on the settings to auto invest any dividends automatically - as I have already set this up with computershare I assume I don't need to redo this on the platform - are there any benefits to this approach that I am missing ( or do some of the equities not have this capability? )

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21 October 2022

Open Ended Mutual Fund

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14 March 2024

I know this has been asked before , and I do know this main difference between the two funds.. I think… I’m new to investing and currently have holdings in Vdhg. Although looking at the performance of the s&p 500 I’m wondering is this a better option long term. What are pros and cons of the two funds ? TIA

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31 March 2024

Hi all I am a 20yr old Boilermaker/Rigger looking at starting my FIRE , my question is what would you do differently if you could go back in time and restart your journey in investing or even everyday life, e.g buying a house and using equity towards something different , any personal life learnings/teachings could help me tremendously , I love hearing things from different perspectives as it helps me understand things as everybody’s cards are dealt differently and people phrase things differently which also helps deepen my knowledge on a subject, thank you and looking forward to hearing from anyone :)

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3 April 2024

Are there any downsides to choosing US ETFs over AU ones? Some of the US ETFs outperform AU ones, but as an Australian citizen are there issues with tax/currency conversion that make investing in US ETFs unviable (or no better than AU ones)?

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15 April 2024

Hello, I'm new to investing and I've just set up an account with Pearler, I've set up a recurring deposit of $1000 each month. The part that I'm not sure about is what to set as my threshold for investing. I've used the Shares Investing Frequency Calculator (https://pearler.com/explore/tools/investing-frequency-calculator) and it says I should do $1,615.38 every 7 weeks - but I'm paid monthly so that doesn't fit with that. Are there any other ways to work it out? Maybe I should round it up to $2000 every 8 weeks, or round down to $1000 every 4 weeks?

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23 April 2024

I have just started investing in VGS , VAS , and IVV, I am trying to educate myself as much as possible on all the ETFS and platforms and have now just come across Pearler really good info. I am stuck on how to invest a lumpsum of money, as a 37year old would it be best to invest the whole lumpsum or invest it over time and is my portfolio a good selection and diversified enough.

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