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Budgeting & Personal Finance
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How the average first home buyer has changed in Australia

Rising costs and shifting expectations have redefined the first home buyer experience. The dream of homeownership hasn’t...

6 June 2025

Nick Nicolaides

5 min read

1 like

294 views

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What does quantitative easing involve?

Central banks have plenty of tools for managing economic slowdowns. Among the most significant — and sometimes controver...

31 May 2025

Cathy Sun

5 min read

0 likes

187 views

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Why having "finance friends" is the best money hack | Get Rich Slow Club

Talking about money with friends can be your smartest financial move. Here's why connection is the ultimate money hack. ...

30 May 2025

Tash & Ana

6 min read

0 likes

234 views

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Is Australia getting scammed? | Get Rich Slow Club

If you’ve ever wondered why our resources haven’t made everyday Aussies rich, this ep is for you. Konrad from Punters Po...

15 May 2025

Tash & Ana

6 min read

1 like

217 views

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Fixing Australia's broken tax system | Get Rich Slow Club

Independent MP Allegra Spender talks on why fixing our tax system is key to fairness, housing, and opportunity for young...

7 May 2025

Tash & Ana

5 min read

0 likes

173 views

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We asked an economist about the housing crisis | Get Rich Slow Club

What’s really causing the housing crisis? Economist Cameron Murray breaks down the facts behind the headlines. Listen to...

26 April 2025

Tash & Ana

7 min read

0 likes

77 views

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What is the Help to Buy Scheme, and how does it work?

Thinking about accessing the Help to Buy Scheme? Understand how it works before deciding whether to take advantage of it...

19 April 2025

Nick Nicolaides

6 min read

1 like

271 views

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11 things to do before EOFY

EOFY is coming up quickly. Wondering what you need to sort out before then? Here's how to review your super, investments...

17 April 2025

Ana Kresina

6 min read

1 like

189 views

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How is the Federal Budget actually made? | Get Rich Slow Club

Ever wondered how the Federal Budget is made? Get the inside scoop from Tash’s trip to Canberra. Read our summary, or sc...

11 April 2025

Tash & Ana

5 min read

0 likes

157 views

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The housing crisis: what causes it, and what the Government is doing to fix it | Get Rich Slow Club

In this episode, Tash and Ana chat with Housing Minister Clare O’Neil about Australia’s nationwide housing crisis. Read ...

28 March 2025

Tash & Ana

5 min read

0 likes

177 views

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How can I use the First Home Owners Grant?

Wondering how the First Home Owners Grant (FHOG) works, whether it's worth applying for, and what the process involves? ...

28 March 2025

Ana Kresina

8 min read

0 likes

182 views

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Top 10 ways to save for a home deposit

Want to buy a home in Australia but unsure how to get started? Here are 10 strategies to help you save for a home deposi...

9 March 2025

Oyelola Oyetunji

7 min read

0 likes

105 views

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Offset vs redraw accounts & fixed vs variable interest rates | Get Rich Slow Club

Not sure whether to go with offset or redraw, fixed or variable? Tash and Ana break down your options in this Get Rich S...

26 February 2025

Tash & Ana

4 min read

0 likes

162 views

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How much should I keep in my savings account?

How much cash in your savings account is enough? Here’s how to determine what to keep in savings and where your money mi...

23 February 2025

Ana Kresina

6 min read

0 likes

83 views

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What are the biggest costs involved in buying a home?

Think you’ve budgeted enough to buy a property? Hidden costs like insurance, legal fees, and maintenance might surprise ...

20 February 2025

Nick Nicolaides

5 min read

0 likes

64 views

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How much of my budget should I assign for investing?

Deciding how much of your budget you should assign for investing can feel overwhelming, especially with so many competin...

13 February 2025

Cathy Sun

6 min read

0 likes

44 views

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How to increase borrowing capacity | Get Rich Slow Club

In this Get Rich Slow Club episode, Tash and Ana dive deep into the world of borrowing power with mortgage broker Maddie...

10 February 2025

Tash & Ana

5 min read

0 likes

32 views

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How much of my budget should I spend on my mortgage?

How much is too much? This article breaks down popular guidelines, personal factors, and tools to help you budget for yo...

4 February 2025

Oyelola Oyetunji

7 min read

0 likes

17 views

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Why are some people naturally good savers, while others are spenders? | Get Rich Slow Club

Ever wondered why some people like to save their money and others like to spend? This Get Rich Slow Club episode finds o...

31 January 2025

Tash & Ana

4 min read

0 likes

14 views

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Why is stamp duty so expensive in Australia?

It typically costs tens of thousands of dollars (or more) – but why is stamp duty so expensive, and is Australia an isol...

12 January 2025

Nick Nicolaides

5 min read

0 likes

4 views

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How to nail the job interview | Get Rich Slow Club

In this Get Rich Slow Club session, Tash and Ana chat with a seasoned career coach on how to nail the job interview. Tun...

11 January 2025

Tash & Ana

5 min read

0 likes

4 views

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What is a conveyancer's role in buying my first home?

Wondering if you need a conveyancer? This guide explains their role, benefits, and how they can make buying your first h...

6 January 2025

Oyelola Oyetunji

5 min read

0 likes

3 views

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What does settlement involve in real estate?

You’ve probably heard the term "settlement," but what happens during this crucial stage of buying a property? In this ar...

29 December 2024

Cathy Sun

5 min read

0 likes

14 views

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Why did the property market in Australia become so expensive?

Ever wondered how Australia became home to one of the most expensive property markets in the world? This article is for ...

14 December 2024

Cathy Sun

7 min read

0 likes

17 views

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How do I apply for a home loan in Australia?

Not sure how to apply for a home loan? Our step-by-step guide takes you through each step, from pre-approval to settleme...

9 December 2024

Oyelola Oyetunji

8 min read

0 likes

11 views

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Should I spend less on my first home, or more?

Buying your first home is an exciting but challenging milestone. Should you stretch your budget for a pricier home in ho...

5 December 2024

Ana Kresina

7 min read

0 likes

10 views

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Is it better to buy off-the-plan for a first home?

Off-the-plan homes are trending, but are they for you? Learn the history, benefits, risks and key considerations to weig...

26 November 2024

Oyelola Oyetunji

7 min read

0 likes

4 views

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What are the differences between owning a house and an apartment?

Owning a house or apartment? Discover the key differences, pros, and cons to help you choose a home that aligns with you...

22 November 2024

Oyelola Oyetunji

6 min read

0 likes

4 views

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Buying a home vs renting: which is smarter financially? | Get Rich Slow Club

In this episode, Tash and Ana hash it out over whether renting or buying is the better financial move. Scroll to the end...

11 November 2024

Tash & Ana

6 min read

0 likes

6 views

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How to teach kids about money and investing | Get Rich Slow Club

In this Get Rich Slow Club episode, Tash and Ana team up with Pearler CEO Nick to explore fun, practical ways to teach k...

4 November 2024

Tash & Ana

5 min read

0 likes

5 views

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How can I automatically save a deposit for my first home?

In this article, we explore how to automatically save a deposit for your first home. Specifically, we focus on two strat...

14 October 2024

Kurt Walkom

7 min read

0 likes

2 views

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How much should I have in my emergency fund?

An emergency fund can empower you to protect your finances in a way that suits your lifestyle. Here’s how to decide how ...

8 October 2024

Oyelola Oyetunji

7 min read

0 likes

0 views

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How to use Atomic Habits to make you rich (slowly) | Get Rich Slow Club

In this episode, learn how the concepts explored in Atomic Habits could build long-term financial success. Read the epis...

3 October 2024

Tash & Ana

6 min read

0 likes

0 views

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How can I avoid paying Lenders Mortgage Insurance (LMI)?

Is LMI holding you back? Discover how you can avoid paying Lenders Mortgage Insurance and buy a home sooner, even, in so...

22 September 2024

Cathy Sun

8 min read

0 likes

1 view

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The First Home Buyers' Guide – What's it like seeing a mortgage broker for the first time? | Get Rich Slow Club

Curious about seeing a mortgage broker as a first home buyer? Learn what to expect, key tips, and how brokers guide you ...

17 September 2024

Tash & Ana

6 min read

0 likes

1 view

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Can I buy a home without a 20% deposit?

Ready to buy a home but short on a 20% deposit? In this article, we break down your options and what they mean for your ...

12 September 2024

Oyelola Oyetunji

7 min read

0 likes

0 views

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Is it cheaper to own a car, or just hire one when I need to?

Own a car, or hire: which is cheaper? Get the lowdown on car costs and lifestyle factors to help you decide what works b...

10 September 2024

Oyelola Oyetunji

8 min read

0 likes

0 views

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Is relocating for work worth it? | Get Rich Slow Club

Have you ever considered the pros and cons of relocating for work? If so, this episode is for you. Read our summary belo...

8 September 2024

Tash & Ana

6 min read

0 likes

1 view

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How much money should I set aside for housing in retirement?

How do you budget for housing in retirement? We break down the key factors to help you plan for your future with confide...

2 September 2024

Oyelola Oyetunji

8 min read

0 likes

2 views

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Demystifying tax in Australia and what you can claim as a deduction | Get Rich Slow Club

Understanding taxes isn’t anyone’s idea of fun, but it’s a must-do. In this session, we break down the basics with award...

28 August 2024

Tash & Ana

8 min read

0 likes

2 views

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Will the Australian housing market ever crash?

In this article, we're exploring how Australia's housing market became so expensive. We're also pondering the oft-asked ...

13 August 2024

Ana Kresina

5 min read

0 likes

0 views

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How much do I need to retire in Australia?

Is there a magic number we should all aim for when we retire? This article explores the factors affecting how much you n...

7 August 2024

Nick Nicolaides

6 min read

0 likes

1 view

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What does the Reserve Bank of Australia do?

It's been making headlines lately with each interest rate rise, but what does the Reserve Bank of Australia actually do?

1 August 2024

Cathy Sun

6 min read

0 likes

0 views

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How can I use the First Home Guarantee?

Wondering how the First Home Guarantee works, whether it's worth applying for, and what the process involves? This guide...

25 July 2024

Ana Kresina

7 min read

0 likes

0 views

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How does negative gearing work?

You've likely seen it mentioned in the world of property investing. But what is negative gearing and how does it actuall...

8 July 2024

Nick Nicolaides

4 min read

0 likes

1 view

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Should I relocate to get into the property market?

There's no right or wrong answer to the question "should I relocate to get into the property market?". However, these 1...

6 July 2024

Ana Kresina

6 min read

0 likes

0 views

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How long does it take to save for a home in Australia?

Wondering how long it might take to save for a home in Australia? We’ve looked into some of the main factors that can af...

2 July 2024

Cathy Sun

6 min read

0 likes

0 views

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Seven steps to automating your personal finances

At Pearler, we're big fans of automating your investing journey. But automating doesn't need to stop at investing – you ...

1 July 2024

Kurt Walkom

8 min read

0 likes

0 views

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How to transition from employee to business owner | Get Rich Slow Club

There’s absolutely no “right” or “better” choice between being an employee and running your own business. But, if you're...

21 June 2024

Tash & Ana

5 min read

0 likes

0 views

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Why does the financial year differ from the calendar year?

Have you every ever wondered why the financial year ends on 30 June – a full six months after the calendar year finishes...

7 June 2024

Ana Kresina

4 min read

0 likes

0 views

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Should I build a home deposit by saving or investing?

Is saving or investing the better option for building a home deposit? It's a question asked by many in the long-term inv...

30 May 2024

Nick Nicolaides

5 min read

0 likes

1 view

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How much of my income should I spend on housing?

Have you, like many Australians, found yourself wondering: "How much of my income should I spend on housing?" If so, thi...

24 May 2024

Cathy Sun

5 min read

0 likes

0 views

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Be the treasurer of your own life feat. Jess Irvine from @moneywithjess | Get Rich Slow Club

In this Get Rich Slow Club episode, we're taking budgeting from bland to brilliant with economist and personal finance e...

17 January 2024

Tash & Ana

6 min read

0 likes

0 views

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Budgeting and saving techniques that actually work | Get Rich Slow Club

The right budgeting and saving techniques can be a game changer in your investing journey. For this reason, Tash and Ana...

20 September 2023

Tash & Ana

7 min read

1 like

0 views