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First Time Investors
How do I measure the Earnings Per Share (EPS) of an investment?
Thinking about adding company research to your investing process? Earnings Per Share (EPS) is one place to start. Here’s...
21 May 2025
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Nick Nicolaides
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6 min read
0 likes
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128 views
What is return on equity, and how is it measured?
Not all company profits are equal. Return on equity can reveal how effectively a company turns capital into profits, whi...
13 May 2025
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Oyelola Oyetunji
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6 min read
0 likes
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124 views
What's the difference between common shares and preferred shares?
Shares aren’t one-size-fits-all. Here’s how common and preferred shares differ — and what that means for risk, returns, ...
20 April 2025
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Oyelola Oyetunji
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5 min read
0 likes
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37 views
How do shares investing platforms protect your investments?
What happens after you hit ‘buy’? We break down how platforms hold your shares and what that means for how your investme...
22 April 2025
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Cathy Sun
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7 min read
0 likes
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46 views
What is shareholder equity, and how can I calculate it?
What does a company really own, and owe? We unpack shareholder equity and show how it helps long-term investors understa...
21 April 2025
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Oyelola Oyetunji
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6 min read
0 likes
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38 views
What is an index? | Definitions for investing
Indexes help investors cut through market noise, but can you invest in them? In this article, we explain what they are, ...
13 April 2025
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Ana Kresina
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7 min read
0 likes
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99 views
What are equities? | Definitions for investing
You’ve probably heard the term equities, but what do they mean for long-term investors? Here’s what you need to know, fr...
8 April 2025
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Oyelola Oyetunji
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6 min read
0 likes
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56 views
What is a share? | Definitions for investing
What exactly is a share, and how can it fit into your investing journey? This guide explains what they are, how they wor...
6 April 2025
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Cathy Sun
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6 min read
0 likes
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72 views
What is the All Ordinaries? | Definitions for investing
Is the All Ordinaries the best way to measure market performance? We explore how it works, its limitations, and what inv...
25 February 2025
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Oyelola Oyetunji
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7 min read
0 likes
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122 views
What does the Australian Competition and Consumer Commission (ACCC) do?
You've likely heard of the Australian Competition and Consumer Commission (ACCC), but what does this government body act...
5 February 2025
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Cathy Sun
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5 min read
0 likes
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19 views
What is a managed fund? | Definitions for investing
Are managed funds still relevant? This article covers everything from their history to their risks and how they fit into...
29 January 2025
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Oyelola Oyetunji
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7 min read
0 likes
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15 views
When is the best time of year to start investing?
Is there a perfect time to start investing? This article explores key questions to help you decide if now’s the right ti...
24 January 2025
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Oyelola Oyetunji
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6 min read
0 likes
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14 views
What are ASX futures? | Definitions for investing
ASX futures might seem complex, but this guide aims to break them down into simple concepts. Get ready to boost your inv...
19 January 2025
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Cathy Sun
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4 min read
0 likes
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7 views
What is a float in investing? | Definitions for investing
The float might not seem as important as price, but it's a vital measure of a stock's behaviour. If you've ever wondered...
17 January 2025
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Nick Nicolaides
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6 min read
0 likes
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6 views
What does the Australian Securities and Investments Commission (ASIC) do?
The Australian Securities and Investments Commission (ASIC) is the backbone of financial regulation in Australia. But ho...
10 January 2025
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Cathy Sun
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5 min read
0 likes
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3 views
What does a financial adviser do?
We reference financial advisers all the time here at Pearler, but what does their job actually entail? Find out in this ...
8 January 2025
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Ana Kresina
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5 min read
0 likes
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5 views
What does the Australian Prudential Regulation Authority (APRA) do?
Ever wondered who ensures your super and bank accounts are safe? Meet the Australian Prudential Regulation Authority (AP...
29 November 2024
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Nick Nicolaides
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4 min read
0 likes
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5 views
What is a core ETF? | Definitions for investing
Thinking of investing in core ETFs, or simply wanting to know how they work? Consider this your ultimate core ETF guide.
12 November 2024
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Cathy Sun
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6 min read
0 likes
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6 views
What is a margin call, and how can it affect investors? | Definitions for investing
What happens during a margin call? Here’s what you need to know, how to manage the risks and keep your investing strateg...
18 September 2024
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Oyelola Oyetunji
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8 min read
0 likes
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0 views
What is contrarian investing, and how does it work?
It may not align with Pearler's philosophy, but that doesn't mean you shouldn't learn about it. Discover the ins and out...
4 September 2024
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Nick Nicolaides
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5 min read
0 likes
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0 views
What is an AMMA statement, and when do I need to use it?
Have you invested in shares or ETFs? Discover how an AMMA statement helps you manage your tax obligations without the he...
1 September 2024
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Oyelola Oyetunji
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6 min read
0 likes
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0 views
What's the most effective way to find an investment's book value?
How can an investment's book value inform your investing choices? Discover how to find and apply the useful tool in your...
8 August 2024
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Oyelola Oyetunji
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6 min read
0 likes
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0 views
What is a P/E ratio? | Definitions for investing
In this article, we aim to unlock your understanding of P/E ratios (or price earnings ratio) for smarter long-term inves...
24 June 2024
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Oyelola Oyetunji
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4 min read
0 likes
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0 views
What does large cap mean? | Definitions for investing
Nope, it doesn't mean a generous cup of coffee. "Large cap" refers to some types of companies – many of which you're lik...
18 June 2024
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Cathy Sun
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4 min read
0 likes
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0 views
What's the difference between a market order and a limit order?
Choosing between a market order and a limit order? Learn the key differences to inform your long-term investing strategy...
9 June 2024
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Oyelola Oyetunji
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5 min read
0 likes
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0 views
What is dividend stripping? | Definitions for investing
Discover the practice of dividend stripping and how this short-term trading strategy compares to the long-term investing...
27 May 2024
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Oyelola Oyetunji
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6 min read
0 likes
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0 views
What's the difference between a dividend and distribution?
Dividends and distributions: how are they different? In this article, we cover the key differences between these two inc...
10 May 2024
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Oyelola Oyetunji
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6 min read
0 likes
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0 views
What does capital growth mean? | Definitions for investing
If you've been looking to learn what capital growth means, you need look no further. Why? Because this article is going ...
6 May 2024
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Cathy Sun
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6 min read
0 likes
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0 views
What are basis points, and how do they affect my investing strategy?
What are basis points? They may be small but their impact on your investment portfolio can be mighty. Read this article ...
19 April 2024
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Cathy Sun
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6 min read
0 likes
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1 view
What are Listed Investment Companies (LICs), and how do they differ to ETFs?
LICs are a unique way to invest in a diversified portfolio of assets. But what are LICs, and how do they work? We explor...
24 March 2024
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Oyelola Oyetunji
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6 min read
0 likes
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0 views
How to decipher broker jargon | Get Rich Slow Club
This Get Rich Slow Club episode is your Rosetta Stone for deciphering financial terms and broker jargon. Read the summar...
5 March 2024
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Tash & Ana
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7 min read
0 likes
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0 views
How to buy ETFs in Australia
In recent years, ETFs have become a popular choice among all kinds of investors. If you’re interested in adding ETFs to ...
25 February 2024
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Nick Nicolaides
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4 min read
0 likes
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1 view
What is a stop-loss order, and what role does it play in long-term investing?
A stop-loss order can act as a guardrail for your investments. But does it fit well with a long-term investing approach...
23 February 2024
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Cathy Sun
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5 min read
0 likes
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0 views
What are the best Australian shares to buy for the long term?
Ready to grow your wealth down under? Dive into 10 Australian shares that are popular with Pearler's community of long-t...
14 January 2024
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Ana Kresina
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6 min read
0 likes
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0 views
The “right” way to invest for everyday Australians
There are many factors that can determine the "right" way (for lack of a better term) to invest for your needs and goals...
12 January 2024
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Kurt Walkom
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5 min read
0 likes
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1 view
The ultimate guide to the Australian Securities Exchange (ASX)
The Australian Securities Exchange (ASX) is a cornerstone of Australian investing. That's why, in this article, we've pr...
20 December 2023
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Cathy Sun
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3 min read
0 likes
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0 views
What is a Black Swan event in investing?
There are black swans – the birds. There is Black Swan – the film. And then there are black swan events in investing. Th...
11 December 2023
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Nick Nicolaides
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4 min read
0 likes
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0 views
What is simple interest? | Definitions for investing
This article unravels the concept of simple interest in investing. Discover how to calculate simple interest, how it's d...
3 December 2023
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Ana Kresina
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5 min read
0 likes
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1 view
What is the Dow Jones? | Definitions for investing
Discover the Dow Jones Industrial Average: a snapshot of 30 major U.S. companies wrapped into one powerful index. It's t...
19 November 2023
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Cathy Sun
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6 min read
0 likes
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0 views
How do ETFs work?
Dive into the world of ETFs! In this article, discover why ETFs are popular, what they invest in, who's in charge of the...
12 November 2023
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Cathy Sun
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5 min read
0 likes
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1 view
What's the difference between a bull market and a bear market?
Dive into the ups of bull markets where stocks soar, and the downs of bear markets where they dip. In this article, we'l...
11 November 2023
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Ana Kresina
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6 min read
0 likes
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0 views
How much is Australia worth?
Curious about how much Australia is worth? From the national economy and individual net worth to the country’s stock and...
10 November 2023
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Nick Nicolaides
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4 min read
0 likes
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0 views
Best shares to buy for beginners in Australia
Starting your investing journey in Australia? Dive into this beginner-friendly guide comparing individual shares and ETF...
29 October 2023
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Ana Kresina
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6 min read
0 likes
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0 views
The beginner's guide to investing with Pearler
New to investing? New to Pearler? This article is for you. Learn what you need to know about investing, how it works, an...
26 October 2023
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Nick & Hayden
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3 min read
0 likes
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2 views
What is Computershare? | Definitions for investing
Have you heard of Computershare? No, it's not a secret tech investing club. IWe explore more about Computershare and wha...
15 October 2023
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Cathy Sun
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4 min read
0 likes
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0 views
How do I create a diversified portfolio when investing?
Want to build an investment portfolio with variety? In this article, we chat about diversification, how to create a dive...
6 October 2023
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Ana Kresina
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5 min read
0 likes
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1 view
How to invest in an IPO
Ever wondered how to invest in an IPO? From cracking the code on the specific jargon to navigating the process of how yo...
22 September 2023
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Cathy Sun
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6 min read
0 likes
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0 views
What does "ex-dividend" mean? | Definitions for investing
In the world of share investing, "ex-dividend' is one of those terms that might sound more complex than it is. In this a...
15 September 2023
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Cathy Sun
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5 min read
1 like
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0 views
What is a custodian in shares investing?
Have you ever wondered who keeps an eye on the shares you invest in? The term 'custodian' may ring a bell. After reading...
8 September 2023
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Ana Kresina
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6 min read
0 likes
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0 views
ETF vs stock: what are the differences between the two investments?
Ever found yourself at the crossroads of the investing world, comparing ETFs vs stocks? This article will be your friend...
4 September 2023
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Cathy Sun
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5 min read
1 like
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1 view
How are dividends paid?
In this article, we're diving into the delightful world of dividends. Whether you're curious about why companies hand th...
28 August 2023
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Cathy Sun
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7 min read
1 like
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0 views
What is CHESS-sponsored investing? | Definitions for investing
CHESS-sponsored investing is a cornerstone of Pearler Shares. But if you don't know what it means, don't worry - this ar...
26 August 2023
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Ana Kresina
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6 min read
1 like
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1 view
"Should I pay off my mortgage first, or invest?" | Get Rich Slow Club
"Pay off the mortgage, or invest?". It's a common question for many long-term investors. And in this Get Rich Slow Club ...
22 August 2023
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Tash & Ana
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6 min read
0 likes
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0 views
The stock market for beginners in Australia | What to know before getting started
Thinking about diving into the exciting world of the Australian stock market? In this article, we'll make sense of what ...
11 August 2023
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Cathy Sun
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6 min read
1 like
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0 views
What is an ETF? | Definitions for investing
Ever wondered if there's a simple way to get a slice of multiple companies, all at once? This is what ETFs are all about...
1 August 2023
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Ana Kresina
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7 min read
1 like
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1 view
What to do before you start investing | Get Rich Slow Club
In this Get Rich Slow Club session, hosts Tash and Ana cover what to do before you start investing. Read the summary bel...
18 July 2023
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Tash & Ana
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9 min read
4 likes
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23 views
Make investing easy: how to automate with a set & forget strategy | Get Rich Slow Club
In this episode of the Get Rich Slow Club, Tash and Ana detail how automating your personal finances can transform your ...
11 July 2023
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Tash & Ana
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6 min read
1 like
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2 views
How to invest in stocks in Australia
If you're ready to dip your toes into the exciting world of investing in stock right here in Australia, you're in the ri...
2 July 2023
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Cathy Sun
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7 min read
1 like
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0 views
What's the difference between active investing and passive investing?
The "active investing vs passive investing" debate is common for veteran and first-time investors alike. In this article...
25 June 2023
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Nick Nicolaides
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5 min read
2 likes
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3 views
"What are bonds, and should I invest in them?" | Definitions for investing
In the long term investing space, there's an array of different options. If you've come across bonds, and wondered "What...
23 June 2023
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Cathy Sun
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7 min read
1 like
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1 view
Do ETFs pay dividends?
In this article, we answer the question "Do ETFs pay dividends?". We also explore the factors that shape whether an ETF ...
19 June 2023
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Ana Kresina
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5 min read
0 likes
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1 view
What is a dividend? | Definitions for investing
Ever wondered what the term "dividend" is all about? In this article, we'll answer "what is a dividend?", explore how th...
15 June 2023
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Cathy Sun
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7 min read
3 likes
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0 views
What "financial independence, retire early" actually means
"Financial independence, retire early" (or FIRE) has been making waves in the personal finance world. But what does it a...
9 June 2023
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Nick Nicolaides
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7 min read
0 likes
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2 views
"What happens when I'm ready to sell?" | Get Rich Slow Club
Join Tash and Ana as they explore what to do when you’re ready to retire and sell your investments. And if you’d prefer ...
6 June 2023
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Tash & Ana
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6 min read
0 likes
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0 views
What is a spread in stocks? | Definitions for investing
What is a spread in stocks? In this article, we'll break down what a spread is, and how it can impact your investing app...
13 May 2023
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Cathy Sun
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7 min read
0 likes
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0 views
How money beliefs can affect your finances | Get Rich Slow Club
Do you believe that investing is only for the rich and privileged? Or that talking about money is taboo? If so, you migh...
9 May 2023
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Tash & Ana
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5 min read
0 likes
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0 views
What is a business cycle? | Definitions for Investing
In this article, we'll answer "what is a business cycle?", explore the factors that influence it, and address what you n...
4 May 2023
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Cathy Sun
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7 min read
0 likes
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0 views
"Should I save or invest, and how can I set up financial goals?" | Get Rich Slow Club
Are you unsure whether to save, or invest? In this latest episode of Get Rich Slow Club podcast, hosts Tash and Ana talk...
2 May 2023
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Tash & Ana
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6 min read
2 likes
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5 views
How to understand the stock market | Get Rich Slow Club
Join Tash and Ana as explore how to understand the stock market. To listen to the full podcast, skip to the bottom!
26 April 2023
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Tash & Ana
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8 min read
5 likes
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6 views
What is a limit order? | Definitions for investing
In this piece, we answer the question "what is a limit order?" We also break down the basics of how it's applied, so you...
23 April 2023
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Cathy Sun
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7 min read
2 likes
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0 views
How to choose between investing strategies | Get Rich Slow Club
In this episode of Get Rich Slow Club, Tash and Ana detail some of the most common investing strategies. Scroll to the b...
18 April 2023
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Tash & Ana
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7 min read
3 likes
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0 views
What is a blue chip? | Definitions for investing
Have you often wondered about this seemingly odd phrase? In this article, we’ll answer the question "what is a blue chip...
14 April 2023
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Ana Kresina
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6 min read
0 likes
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0 views
Managed funds vs ETFs: what are the key differences?
In this article, we provide an in-depth comparison of Managed Funds vs ETFs, centred around five key factors.
8 April 2023
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Kurt Walkom
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4 min read
0 likes
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0 views
What are the most popular types of investments? | Get Rich Slow Club
As a first-time investor, it can be daunting trying to figure out where to put your money. But don’t worry, we’ve got yo...
11 April 2023
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Tash & Ana
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5 min read
3 likes
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0 views
What is a moat, and why does it matter when you're investing?
Have you heard the term "moat" and wondered what it has to do with investing? If so, then this article is for you. In th...
6 April 2023
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Cathy Sun
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6 min read
0 likes
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0 views
What is inflation? | Definitions for investing
Inflation is a concept that affects everyone, from seasoned investors to first-time savers. In this article, we'll answe...
30 March 2023
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Ana Kresina
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6 min read
2 likes
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0 views
What is a core-satellite approach?
Looking for an investment strategy that balances risk and reward? Look no further than the core/satellite approach. In t...
6 November 2023
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Cathy Sun
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5 min read
0 likes
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0 views
How to choose the right ETF for me
With so many options in the market, choosing an ETF can sometimes feel like an overwhelming experience. That's why we've...
7 March 2023
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Kurt Walkom
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7 min read
2 likes
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7 views
What is net worth? | Definitions for investing
You'll hear the term "net worth" thrown around a lot in financial news and money magazines. If you've ever wondered how ...
3 March 2023
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Cathy Sun
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4 min read
0 likes
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0 views
ETFs vs mutual funds: which one is right for me?
Choosing between investing in ETFs vs mutual funds can be tricky. This article compares both so you can make an informed...
17 February 2023
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Oyelola Oyetunji
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3 min read
2 likes
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0 views
What is compound interest? | Definitions for investing
Have you heard people talk about compound interest, and secretly wondered what they mean? This article is here to help! ...
14 February 2023
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Oyelola Oyetunji
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5 min read
2 likes
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0 views
How to manage a shares portfolio
There are various considerations when thinking of how to manage a shares portfolio. These include when to buy, how often...
7 February 2023
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Dave Gow
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5 min read
2 likes
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0 views
Investing FAQs with Strong Money Australia
Have you just started and are wondering if you’re on the right track? In this article, we tackle five investing FAQs tha...
6 December 2022
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Dave Gow
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5 min read
3 likes
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0 views
Pearler vs CommSec - which is right for me?
Well, Pearler and CommSec are both good platforms designed for different purposes and investing styles. However, the bes...
29 November 2022
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Ana Kresina
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7 min read
0 likes
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0 views
Check out Pearler on the Friends with Money podcast
Pearler co-founder and CEO Nick recently appeared on Money Magazine's Friends with Money podcast. Here's what Nick and p...
15 November 2022
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Ana Kresina
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1 min read
1 like
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0 views
Investing mistakes to avoid (from the Pearler Community)
Investing mistakes are common for most people when they start building wealth. To help you avoid them, we've highlighted...
8 November 2022
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Dave Gow
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6 min read
9 likes
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40 views
Pearler vs Selfwealth - how we compare
The truth is, Pearler and Selfwealth are both good platforms. The one that is best for you will depend on your circumsta...
1 November 2022
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Kurt Walkom
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6 min read
0 likes
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0 views
Why timing the market is a bad idea (part two)
We've written before about why timing the market is a bad idea. This time, we want to bring some nuance to the debate.
28 October 2022
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Dave Gow
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5 min read
1 like
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0 views
Money and investing hacks from Pivot Wealth
Recently, Ben Nash from Pivot Wealth shared his top money and investing hacks with the Pearler community. Here's what he...
24 October 2022
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Nick Nicolaides
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1 min read
0 likes
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0 views
How do I research what to invest in?
Have you ever heard that you need to do your own research into investing, and wondered: “okay, but how do I research wha...
23 August 2022
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Dave Gow
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4 min read
5 likes
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0 views
The Pearler Exchange: How this forum helps you on your investment journey
The Pearler Exchange is an online investment forum. That's it. Not the most exciting intro, sure, but that's what it is....
28 July 2022
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Nick Nicolaides
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7 min read
1 like
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0 views
Newbie Investor Checklist: What to consider when you start investing
The first few months of an investment journey can feel daunting. This investor checklist gives you some key questions to...
27 July 2022
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Dave Gow
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4 min read
6 likes
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1 view
The ultimate guide to dividends for Australians
Dividends are a form of return on investment. They are a cash payment from a company to its shareholders, paid out of co...
7 March 2022
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Kurt Walkom
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7 min read
3 likes
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0 views
Pearler's new products & features in 2022
In 2022, Pearler will roll out a range of new products and features this will lower prices and deliver awesomeness. Here...
29 January 2022
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Hayden Smith
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4 min read
1 like
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0 views
How pearler manages security
As a fintech startup cyber-security is important and the steps pearler takes to protect it's users and platform like enc...
10 December 2020
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Nick Nicolaides
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3 min read
0 likes
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1 view
Why I'm Founding Pearler - Nick
Why I Believe in Pearler - Nick
10 December 2020
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Nick Nicolaides
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2 min read
0 likes
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0 views
Why I'm Founding Pearler - Kurt
Why I'm Founding Pearler - Kurt
10 December 2020
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Kurt Walkom
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3 min read
0 likes
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0 views
How your cash is protected with pearler
We work with third parties who hold your monies on your behalf, while you always remain the beneficial owner.
26 June 2023
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Nick Nicolaides
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3 min read
1 like
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8 views
Why your shares are safe with pearler
Shares purchased through Pearler are CHESS-sponsored, which means you own them directly.
10 December 2020
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Nick Nicolaides
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2 min read
1 like
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0 views
Why I'm Founding Pearler - Hayden
Why I'm Founding Pearler - Hayden
10 December 2020
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Hayden Smith
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3 min read
1 like
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0 views