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Aussie FIRE eBook & Podcast
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Property vs shares, debt recycling, and the downsides of super | Aussie FIRE

Hayden and Dave weigh in on FIRE classics: super access, property strategies, tax hacks, and frugal living. You can eith...

5 June 2025

Dave & Hayden

6 min read

0 likes

246 views

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Geared ETFs, margin loans and the NAB Equity Builder | Aussie FIRE

Thinking about borrowing to invest? From DIY to structured options, Dave and Hayden explore how leverage really works. Y...

22 May 2025

Dave & Hayden

6 min read

0 likes

184 views

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"Should we buy property or invest in shares?" And other Q&As | Aussie FIRE

Should you buy property, invest in shares, or take a year off? Dave and Hayden weigh it up. Listen to the full session a...

9 May 2025

Dave & Hayden

6 min read

2 likes

249 views

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Using leverage in the share market | Aussie FIRE

Thinking about using leverage to invest in the share market? Here’s what Hayden and Dave say you need to know first. Rea...

23 April 2025

Dave & Hayden

7 min read

0 likes

56 views

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"Can I ever splurge whilst working towards FIRE?" And other Q&As | Aussie FIRE

Can you splurge on a car while chasing FIRE? Dave and Hayden tackle this and more in a listener Q&A episode. Read our ke...

9 April 2025

Dave & Hayden

6 min read

0 likes

72 views

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Dave's hard lessons from 15 years of property investing | Aussie FIRE

Is property the best way to build wealth? With 15 years of experience, Dave says there’s more to it than meets the eye. ...

26 March 2025

Dave & Hayden

6 min read

0 likes

134 views

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"Should we buy our dream home?" | Aussie FIRE

In this episode, Dave and Hayden explore a listener's conundrum: buy their dream home now, or keep investing and put the...

15 March 2025

Dave & Hayden

6 min read

0 likes

286 views

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Credit card hacking | Aussie FIRE

Credit card hacking can offer useful perks, but it takes planning. In this Aussie FIRE episode, Dave and Hayden explore ...

28 February 2025

Dave & Hayden

6 min read

1 like

251 views

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"Do I have enough to retire early?" | Aussie FIRE

In this Aussie FIRE episode, Dave and Hayden dive into a listener's finances to assess their readiness for early retirem...

14 February 2025

Dave & Hayden

4 min read

0 likes

49 views

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Investing in ETFs vs super | Aussie FIRE

ETFs, super or both? In this Aussie FIRE episode, Dave and Hayden discuss the pros, cons, and strategic considerations o...

7 February 2025

Dave & Hayden

5 min read

0 likes

29 views

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How to find unlimited motivation on the FI journey | Aussie FIRE

If you need a bit of help staying motivated on the long road to FIRE, this episode might help. You can read our cliff no...

27 January 2025

Dave & Hayden

5 min read

0 likes

13 views

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A deep dive into Hayden's finances | Aussie FIRE

In this episode of the Aussie FIRE podcast, Hayden takes the spotlight, offering an insightful and candid look into his ...

23 January 2025

Dave & Hayden

5 min read

0 likes

11 views

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How to optimise your home price for FIRE | Aussie FIRE

In this episode, Dave and Hayden ponder whether it's worth getting a more expensive home, or buying a cheaper one and in...

18 November 2024

Dave & Hayden

5 min read

0 likes

3 views

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Investing mistakes we've made (and what we've learned) | Aussie FIRE

In this episode of Aussie FIRE, Dave and Hayden recap some of their biggest investing mistakes and their key takeaways. ...

1 November 2024

Dave & Hayden

6 min read

0 likes

3 views

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Singles vs couples: which is better for FI? | Aussie FIRE

Who has the edge in reaching Financial Independence: singles or couples? Hayden and Dave dive into the potential pros an...

7 October 2024

Dave & Hayden

7 min read

0 likes

0 views

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Debt recycling: what is it and who can benefit from it? | Aussie FIRE

Debt recycling is a topic that seems to generate passionate responses and sometimes even fear. This Aussie FIRE session ...

6 September 2024

Dave & Hayden

10 min read

0 likes

0 views

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A deep dive into Dave Gow's finances | Aussie FIRE

In this episode, we delve into the finances of Dave Gow from Strong Money Australia – and explore how he reached FIRE. R...

29 August 2024

Dave & Hayden

8 min read

0 likes

0 views

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Aussie FIRE Q&A: Dividends, timing the market, and ethical investing | Aussie FIRE

For this Aussie FIRE session, we’re thrilled to dive into our first-ever community Q&A on Financial Independence and inv...

29 July 2024

Dave & Hayden

9 min read

0 likes

0 views

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How to calculate whether to rent or buy your home | Aussie FIRE

There’s no “right” choice between renting and buying a home  – only what makes more financial sense to you. Hence, we re...

23 July 2024

Dave & Hayden

8 min read

0 likes

0 views

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Is university worth the money? | Aussie FIRE

With student debt in mind, folks often question whether university is worth the money. While we can't decide for you, th...

3 July 2024

Dave & Hayden

7 min read

0 likes

0 views

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Using super to buy a home quicker | Aussie FIRE

Super can help you save a home deposit quicker, but it’s not exactly easy to understand. This Aussie FIRE episode attemp...

17 June 2024

Dave & Hayden

7 min read

0 likes

0 views

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Achieving FI on a lower income | Aussie FIRE

Can you achieve Financial Independence on a more modest income? To find out, read the summary or listen to the episode a...

23 May 2024

Dave & Hayden

7 min read

0 likes

0 views

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What we invest in & why | Aussie FIRE

In this Aussie FIRE episode, Dave and Hayden reveal what they invest in and how they align with their FIRE goals. Dive i...

8 May 2024

Dave & Hayden

7 min read

0 likes

0 views

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Are shares the best path to FIRE? | Aussie FIRE

In this Aussie FIRE episode, we explore the question: are shares the best investment for Financial Independence? Read on...

26 April 2024

Dave & Hayden

6 min read

0 likes

0 views

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When does frugality go too far? | Aussie FIRE

In this Aussie FIRE episode, we talk about when frugality goes too far and how to start living less deprived. Dive into ...

13 April 2024

Dave & Hayden

7 min read

0 likes

0 views

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How important is housing to FIRE? | Aussie FIRE

In this Aussie FIRE episode, we answer a common question: “Should I save up for a house, or invest?” Read the takeaways ...

3 April 2024

Dave & Hayden

7 min read

0 likes

0 views

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Has FIRE changed since Covid? | Aussie FIRE

In this Aussie FIRE episode, we’re navigating the post-COVID changes to Financial Independence, Retire Early (FIRE). Rea...

21 March 2024

Dave & Hayden

7 min read

0 likes

0 views

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Choosing work for income vs enjoyment | Aussie FIRE

In this Aussie FIRE Podcast, we join in the debate of passion versus money when choosing a job. Dive into our summary be...

7 March 2024

Dave & Hayden

6 min read

0 likes

0 views

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How to balance future goals with current desires | Aussie FIRE

In this Aussie FIRE podcast episode, we discuss how to start living for today without compromising your dream of early r...

21 February 2024

Dave & Hayden

6 min read

0 likes

0 views

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Welcome to the Aussie FIRE podcast with Strong Money Australia and Hayden from Pearler

Dave Gow (Strong Money Australia) and Hayden (co-founder at Pearler) kick off a podcast dedicated to fuelling your finan...

25 January 2024

Dave & Hayden

6 min read

0 likes

0 views

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How the way I manage my money & invest has changed over the past five years

Join long-time friend of Pearler's Kate Campbell as she explores how her money and investing habits have changed in the ...

21 July 2023

Kate Campbell, How To Money

3 min read

2 likes

0 views

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Get perspective - A tale of two spenders

A tale of two spenders follows the everyday lives of two separate people and how they spend their money. One person is a...

10 December 2020

Mrs Hack, Sustainable Living

9 min read

0 likes

0 views

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Property investing meets FIRE

This chapter takes us through how property investing can be a great strategy for FIRE. Property has traditionally perfor...

10 December 2020

Victor, The Frugal Samuari

11 min read

0 likes

0 views

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Debt. The Good, The Bad and The Tolerable.

What is Bad Debt? What is Tolerable Debt? What is Good debt? This article will explore these questions and go further in...

10 December 2020

Aussie Doc Freedom

9 min read

0 likes

0 views

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Wealth beyond money

This chapter highlights different aspects of wealth beyond only money, reasons you may be far wealthier than you knew, a...

10 December 2020

Michelle, Frugality and Freedom

9 min read

1 like

0 views

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Why you should invest ASAP | UPDATED 2023

Without investing, FI is difficult to achieve, so it’s essential that you start as soon as possible.

6 December 2023

Kate Campbell, How To Money

7 min read

0 likes

0 views

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Why FI loves shares

Investing in shares is a key piece of the FI journey. Here we discuss the What, Why, Where & How.

10 December 2020

Ms. FieryIce, Two To FIRE

9 min read

0 likes

0 views

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FIRE with a family

Some say that FI is only possible without the burden of children. But the myth that you can’t retire early if you have k...

10 December 2020

Ms FireMum, A Family on FIRE

12 min read

0 likes

0 views

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Diversifying with other assets

When it comes to constructing your portfolio, you can get by with really only a few key principles; Live below your mean...

10 December 2020

Captain FI

10 min read

0 likes

0 views

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Next level tools

Below is a crowdsourced list of our co-authors’ favourite FI resources: financial services, calculators and tracking, mo...

10 December 2020

Co-Authors of Aussie FIRE

5 min read

0 likes

0 views

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Get the most BFYB

Save more than you earn by increasing how much you earn, investing your savings, and improving your investment returns. ...

10 December 2020

Aussie Firebug

15 min read

0 likes

0 views

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FIRE for late starters

Learn why those pursuing FIRE late in life differ from Millennials.

10 December 2020

Shaun Hasablog, Project Palm Tree

13 min read

0 likes

0 views

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Superannuation and FIRE

Should superannuation be a core part of your financial independence/early retirement plans - or stay on the peripheral?

10 December 2020

HisHerMoneyGuide

10 min read

0 likes

0 views

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Optimise your portfolio

MPT determines an investor's optimal asset allocation based on their risk profile and future cash needs. This article st...

10 December 2020

Kurt Walkom

12 min read

0 likes

0 views

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Find your why & type of FI

Your why is what keeps you motivated on the FIRE journey. Your Type of FIRE is the goal you're striving for. This articl...

10 December 2020

Kurt Walkom

10 min read

0 likes

0 views

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Fuel for the FIRE - Leverage

This chapter explains how debt and leverage can be a great way to accelerate anyone's FIRE journey. It goes through the ...

10 December 2020

Victor, The Frugal Samuari

10 min read

0 likes

0 views

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International investing for Aussies

Exposure to international equities can help Aussies maximise returns while at the same time minimising risks.

10 December 2020

Ms. FieryIce, Two To FIRE

8 min read

0 likes

0 views

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Prepare for emergencies

Prepare for life's emergencies with a fully funded emergency fund & adequate insurances; Being prepared for emergencies ...

10 December 2020

Latestarterfire

13 min read

0 likes

0 views

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Life Once FIRE’d

Adjusting to Your New-Found Freedom and How to Create Your Ideal Life!

10 December 2020

Dave Gow

7 min read

0 likes

0 views

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Focus on savings before earnings

Focus on savings before earnings. The ability to save more than you earn is a fundamental principle upon which FIRE is b...

10 December 2020

Aussie Firebug

8 min read

0 likes

0 views

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The Debt Dilemma. Pay it off or invest?

Deciding whether to pay off debt or invest can be hard. Obviously both are important, but how do you decide between the ...

10 December 2020

Ms FireMum, A Family on FIRE

10 min read

1 like

0 views

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Find your FIREstyle

Once retired, you'll have a lot of extra hours each week to fill. How will you design your time?

10 December 2020

Burning Desire For Fire

9 min read

0 likes

0 views

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Learn to play the long game

The road to FIRE (Financial Independence Retire Early) isn’t quick. Are you ready to learn to play the long game? It’s a...

10 December 2020

Sarah, Keepin’ It Frugal

8 min read

1 like

0 views

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Dealing with debt emergencies

Your complete guide to get rid of debt: How to deal with debt collectors, get free financial help, handle debt emergenci...

10 December 2020

Kylie Travers, The Thrifty Issue

8 min read

1 like

0 views

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Build financial resilience

When times are tough, the tough get fiscal. Serina Bird shares advice about coping in the moment and long term strategi...

10 December 2020

Serina Bird, The Joyful Frugalista

9 min read

1 like

0 views

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Beyond the easy wins

Spend according to your values; Savings hacks; Your long-term plan = frugality;

10 December 2020

Kara from The Flawed Consumer

9 min read

0 likes

0 views

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Bag the easy wins

Simple and sustainable money saving ideas.

10 December 2020

Miss Balance, All About Balance

7 min read

0 likes

0 views

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Aussie FIRE: The Introduction

For most people, FIRE is attainable. Doesn’t matter if you’re a bricky or a barrister, a nurse or a neurologist, or some...

10 December 2020

Kurt Walkom

2 min read

0 likes

0 views

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Aussie FIRE: The Conclusion

The conclusion of Aussie FIRE: The ultimate guide to financial independence for Australians.

10 December 2020

Michelle, Frugality and Freedom

4 min read

0 likes

0 views