I have had an active interest in investing and money management since a young age. I have always lived within my means, and this has allowed me to pay off my home and build a healthy super balance early. I have moved away from active direct share investing to ETF portfolio investing over the past few years. An investment plan can be simple and free of complication. As a former athlete and high achiever, I have been able to transfer my training in discipline and sticking to a plan across to my investment management.