Just a girl, let me re-iterate i'm absolutely no-one special, like there's some serious FIRE instafamous people on here and me.. i'm not one of them! Started investing at 28. Bit late to the party with my overall investing strategy but look - better late than never. Its time in the market that matters - try not get too hung up on the numbers. Do your research and be consistent with as much or as little as you can afford to invest in your future, build that financial freedom brick by brick and enjoy the freaking process <3