Pearler Credits can be earned by signing up using a referral code, referring others, bonus from our pearls incentive or pre-purchasing credits in bulk. You can use this to pay for any Shares (for manual or autoinvest orders) brokerage fees or Micro monthly fees.

Credits are automatically applied on a first-expiring basis. Head to your Rewards page at any time to check your balance, expiry and history!

When a referral/bonus credit is applied to the order, we add a $6.50 cash credit to your AUD Cash account to offset the brokerage fee. This credit will remain even if the order does not execute, which means it can go towards your next order. For paid credits, this will be returned to your credit balance.