Pearler Micro is our latest micro-investing product. You may be familiar with similar offerings from Raiz or Spaceship.

Currently, this is available for our individual and minor investment accounts.

Micro-investing is about making small and regular investments, which over time could help you accumulate a sizeable nest egg.

Pearler Micro is structured as a managed investment scheme, this means you are investing in a managed investment product that tracks a particular objective. In the case of our option “An American Buffet”, this tracks the ETF IVV, which itself tracks the S&P 500 index. As you can see, Pearler Micro essentially acts as a wrapper around an existing ETF which allows you to make unlimited micro-investments with a low monthly fee. Therefore, when you invest in “An American Buffet”, it is not the same as directly holding IVV shares.

If you want to hold IVV shares directly, the minimum first investment would need to exceed $500. However, with Pearler Micro, you can start investing with as little as $1.

So what are the fees?

• For investment balances of under $100 - FREE

• For unlimited investments into a single fund - $1.70/month

• For unlimited investments into multiple funds - $2.30/month

Ready to start investing with Pearler Micro?

Onboard today or click Setup Pearler Micro from the drop-down menu of your existing individual/minor investment account and check out our article to help you make your first investment!

For more details and important information on the Micro product, please check out the PDS and TMD.