INVESTING STRATEGY
First time and green!
I am 62 years old and know nothing about the stock market. How sad! But I am debt free and do casual work. My super balance is good. I want to take $20 000 out of my savings account and invest it via Pearler and leave it there for 10 years. I am thinking of 40% Vanguard Aus 40% Vanguard international and 20% Emerging Markets. Then setting it on auto? Sound good?
Jody null.
20 June 2025
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Hi Jody.
Honestly, I would personally be looking to add it to super if I was in my 60s.
This way, as soon as you decide you want to, you can turn this into a tax-free income stream later. In your personal name, it will still likely result in some tax being paid.
As for the strategy itself, it sounds fairly sensible. People more commonly invest a bit less than that into emerging markets, but I also don’t think there’s anything wrong having more – overall there would be a good amount of diversification between countries etc.
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