Financial advisor/cancel or keep

Hi Lee.

You’ve kind of answered your own question here.

You don’t want to do it yourself, so keeping them might be the right move. Is it worth $2,000 per year though? Or could you take on a little bit of hassle and keep the $2,000 for yourself?

Do you not feel confident enough to invest by yourself at this stage? I’m not sure of your super situation, but most Pearler investors basically have a set-and-forget type super fund where there’s no ongoing work. And for personal investing, most of the community here follows a pretty simple approach using things like index funds and just adding to the portfolio when they have savings. Not much more to it than that.

But of course it’s a personal choice at the end of the day. So you’ll have to consider what you think the advisor’s role is here in the big picture. Are they actually helping you that much, or do they seem to be just taking fees for very little work?

Cheers, Dave