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The Pearler
A no frills introduction to the popular investments held by the Pearler community. The aim of this template is to reduce the barriers to investing as regularly as possible in a globally diversified portfolio of low cost index funds. This can be used as inspiration to get you started and that can be added to or tweaked now or later. It includes 4 assets, the top 3 most invested ETFs and the most invested LICs of Pearler users.
About
A no frills introduction to the popular investments held by the Pearler community. The aim of this template is to reduce the barriers to investing as regularly as possible in a globally diversified portfolio of low cost index funds. This can be used as inspiration to get you started and that can be added to or tweaked now or later. It includes the top 3 most popular investments of Pearler users.
This template includes a series of ETFs and LICs (baskets of shares) that:
Criteria for this template
There is a broad spectrum of ways to incorporate sustainable investing into your portfolio.
ETFs
The portfolio comprises the most invested ETFs and LICs of the Pearler community. Based on the standard portfolio diverification criteria, it puts together a mix of ETFs and LICs with tracking international and Australian indexes.
Why use a template?
Templates are great for sharing and learning about investing because they are simple to understand, ready to use, but easily tweaked to suit you. They’re also:
Flexible
You can add or remove those you don’t like or understand, or you can add others as you go
Community-led
Pearler creates template portfolios for you to use from community data. Read more here.
SHARE TEMPLATE
Why Pearler?
The beginning of Pearler started with “What should I invest in?”
Our goal at Pearler is to empower our community, through tools like template portfolios, with access to easier investing and supportive community connections that hopefully make this question and the conversation that follows a whole lot easier, less awkward and actually likely to help people act.
Pearler as a company doesn’t suggest particular investments. But the platform is built on the idea that by seeing more of what other like-minded people are doing with their money, perhaps you can take a little guidance and confidence knowing that there are many others out there, each finding their own way.
The idea of crowdsourcing your decision-making to defeat imposter syndrome, is our vision for the future of 'financial advice'.
Where it's easy to access, understand and free; and you don't have to worry about someone getting a kickback off your hard-earned money.
INVESTING, SIMPLIFIED
Set and forget with Autoinvest
Want to save time and build wealth while you sleep? Well, now you can using Autoinvest.
Simply choose the amount, frequency, and specific shares you want to invest in. It’s the easiest set-and-forget strategy for both beginners and experienced investors.
INVESTING SHOULD BE BORING
Watch your money go the distance
Over the long term, investing regularly in low-cost exchange-traded funds outperforms most active trading strategies. Sounds boring, but it works.
With Pearler, you can:
Set goals to stay on track
Save time with simple auto-investing
Be inspired by a community of investors
You have worked hard for your money, it's time to make your money work for you.
FOR INVESTORS, NOT TRADERS
How it works
Setup your portfolio
Choose what assets you want to invest in or use a template portfolio to get you started.
Autoinvest (optional)
Set-and-forget your investment strategy. Let time do all the heavy lifting using the power of compound interest.
Work towards your goals
Track your progress towards financial independence, a home deposit, retirement, or any other financial goal.
Connect with our community
Don't do the journey alone. Join a community of long-term investors to help you stay on track.
Setup your portfolio
Choose what assets you want to invest in or use a template portfolio to get you started.
Autoinvest (optional)
Set-and-forget your investment strategy. Let time do all the heavy lifting using the power of compound interest.
Work towards your goals
Track your progress towards financial independence, a home deposit, retirement, or any other financial goal.
Connect with our community
Don't do the journey alone. Join a community of long-term investors to help you stay on track.