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Lesson 5.3 | Staying invested for the long term

Lessons

12 December 2025

3 min read

Long-term investors tend to see the benefits of compounding — your job is simply to stay in the game and enjoy the journey along the way.

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Written by

Ana Kresina

Long-term investors tend to see the benefits of compounding — your job is simply to stay in the game and enjoy the journey along the way.

Long-term thinking

Investing isn’t a sprint — it’s a steady, meaningful walk toward the future you want.
Share prices may wobble, dip, or surge in the short term, but over years and decades, markets have often trended upward as companies grow and the world keeps moving forward.

Staying invested

When you stay invested, you give yourself the chance to:

  • ride out the turbulence
  • avoid reacting emotionally
  • benefit from market recoveries
  • let compounding quietly work in the background

Turning the journey into milestones

A long journey feels easier when it’s broken into small, satisfying wins.
Along the way, you might celebrate:

  • your first $1,000 invested
  • your first dividend
  • your automation running smoothly
  • your first “I didn’t panic!” market dip
  • your portfolio hitting a new milestone
  • a full year of consistent contributions

These moments matter — they’re signs you’re growing into the kind of investor your future self will thank you for.

Why should I care?

Because long-term investing may be one of the most powerful financial decisions you ever make.
Yes, it can feel strange to think in years or decades, but that’s usually where the magic happens — quietly, steadily, and compounding behind the scenes.

The journey becomes a lot more enjoyable when you stop trying to predict tomorrow and instead focus on who you’re becoming over time: a calm, confident, long-term investor.

Try this today

Then write down your first milestone goal — the one you’ll celebrate next.

Author Profile Picture

Written by

Ana Kresina

Ana Kresina is the Head of Digital Advice at Pearler. She is also the co-host of the Get Rich Slow Club, one of Australia's leading podcasts on long-term investing, budgeting, and savings hacks. Beyond Pearler and the Get Rich Slow Club, Ana has written two books on finance and investing. The first, "Kids Ain't Cheap", explores how to plan financially for parenthood and your family's future. She co-wrote her second book, "How to Not Work Forever", with her Get Rich Slow Club co-host Natasha Etschmann (of @tashinvests fame). Outside of Pearler, writing, and podcasting, Ana lives with her partner and two children in Melbourne. Before moving to Australia, Ana was a competitive roller derby athlete in her birth country of Canada.

Remember, that this is general in nature and doesn't constitute personal advice. Reach out to a financial professional when considering making financial decisions. All figures and data in this article were accurate at the time it was published. That said, financial markets, economic conditions and government policies can change quickly, so it's a good idea to double-check the latest info before making any decisions.

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