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Lesson 4.4 | Your second buy matters more than your first

Lessons

12 December 2025

3 min read

The first investment feels exciting. The second one builds your identity as an investor.

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Written by

Ana Kresina


Big idea: The first investment feels exciting. The second one builds your identity as an investor.

Your second contribution signals something powerful:

  • You’re building a habit
  • You’re creating consistency
  • You’re no longer “trying” — you’re doing

Why the second buy matters

Your first buy takes courage.
Your second takes commitment.

This is the turning point where people move from dabbling to building long-term wealth.

It also reduces fear — once you’ve bought twice, the process feels familiar, normal, and far less intimidating. That comfort is what helps you stick with investing long-term.

Why should I care?

Because momentum is everything.
Your second contribution is often the hardest — but once you make it, the third, fourth, and fifth become easier.
This is how real investing habits form.

And habits (not one-off actions) are what build wealth.

Try this today

If you’ve already made your first investment, imagine making your second — even a small one.

Think of it as proving to your future self: 'I’m really doing this.'

Author Profile Picture

Written by

Ana Kresina

Ana Kresina is the Head of Digital Advice at Pearler. She is also the co-host of the Get Rich Slow Club, one of Australia's leading podcasts on long-term investing, budgeting, and savings hacks. Beyond Pearler and the Get Rich Slow Club, Ana has written two books on finance and investing. The first, "Kids Ain't Cheap", explores how to plan financially for parenthood and your family's future. She co-wrote her second book, "How to Not Work Forever", with her Get Rich Slow Club co-host Natasha Etschmann (of @tashinvests fame). Outside of Pearler, writing, and podcasting, Ana lives with her partner and two children in Melbourne. Before moving to Australia, Ana was a competitive roller derby athlete in her birth country of Canada.

Remember, that this is general in nature and doesn't constitute personal advice. Reach out to a financial professional when considering making financial decisions. All figures and data in this article were accurate at the time it was published. That said, financial markets, economic conditions and government policies can change quickly, so it's a good idea to double-check the latest info before making any decisions.

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