Big idea:
Investing regularly helps smooth out market movements and builds long-term discipline.
Investing small amounts consistently — weekly, fortnightly, or monthly — helps you stay on track and removes a lot of the emotional guesswork. This rhythm is called dollar-cost averaging (DCA) , and it works regardless of the interval you choose.
Why frequency helps
- You buy at different price points
- You don’t have to stress about timing the market
- You build a reliable habit
- It becomes automatic
- Your money gets invested earlier — giving it more time to compound
Because compounding needs time, starting sooner (even with tiny amounts) is usually more impactful than waiting for the 'right' moment or a larger lump sum.
A note on costs and micro-investing
If you’re micro-investing, frequency is even simpler — there’s
no brokerage fee per trade
, so you can invest small amounts as often as you like without worrying about cost efficiency. You can even use round-ups from your daily purchases.
With ASX investing, you might want to play with a
frequency calculator
to see how often you need to invest based on:
- your budget
- brokerage fees
- your long-term plan
No matter which method you choose, the goal is the same: build a rhythm that works for you and stick with it.
Why should I care?
Because frequency removes decision fatigue and helps you stay committed, even when markets feel messy. It’s a steady, calm way to build wealth without overthinking every single buy.
Try this today
Try entering a few amounts into a frequency calculator to explore how different investing frequencies might fit your life.
