Big idea: If you invest after spending, there may be nothing left. If you invest first , your goals get funded automatically.
Most people follow this cycle 🔁:
Get paid → pay bills → spend → try to save or invest whatever is left
…which often ends up being nothing.
'Pay yourself first' flips this
💰
:
Get paid → invest → pay bills → spend the rest
Suddenly your future self becomes a priority, not an afterthought.
Why this works
When we create systems to make it easier to invest, we end up saving more money.
It removes temptation to spend and doesn't make investing an after-thought. It's at the forefront of your goals.
If $50 disappears into your investments on payday, you simply adjust your spending around what remains.
Example
Let's say Jordan earns $2,000 every fortnight.
On payday:
- $100 is automatically invested
-
$1,900 covers bills + spending
After one year, they’ve invested $2,600 , without thinking about it.
The magic isn’t in the amount — it’s in the automation.
Why should I care?
Because paying yourself first builds wealth quietly in the background, even during busy or stressful months.
It takes thinking out of it — because it’s automated — making it easier to invest effortlessly.
Try this today
Think of a comfortable amount you could 'pay yourself' each payday — even $20.


