Big idea: The hardest part of investing isn’t choosing the perfect amount — it’s simply beginning. Your first few dollars matter far more than you think.
A lot of people delay investing because they feel they 'don’t have enough.'
But the truth? Most investors start small.
Whether you begin with $5, $50, or $500, the key is building a rhythm. Investing is like learning any new skill — the first reps are the most important.
Why starting small works
Starting small is the best way to start investing because:
- It removes pressure
- You learn while your money is invested
- You build confidence
- You create momentum
- Increasing later becomes easier
Even the most experienced investors didn’t start big. They started with one contribution — and then another.
A practical example
Let’s say you invest
$50/month
.
After a year, that’s $600.
After five years, it’s $3,000 —
before
any compounding.
From small amounts, big things grow. Plus, that’s $3,000 you previously didn’t have saved.
In ten years, with an average expected return of 7%, that may grow to be $8,290!
Then imagine raising it by a few more dollars each year as your income grows. Before you know it, you’ve built a habit that quietly shapes your financial future.
Why should I care?
Because waiting until you 'have more' often means waiting forever. And as we know, time is one of the most important things when it comes to compounding.
Starting small is what breaks the cycle of waiting. Instead, you are taking a small step, and actually doing .
Try this today
Choose a tiny amount — even $10 — and imagine investing it monthly. How would that feel?


