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Episode 88. Savings vs offset vs investing: How each stacks up at 6% interest rates

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A few years ago mortgages were under 2% and cash earned you nothing. Now rates sit around 6% and every option looks different: savings accounts are suddenly respectable, offsets feel like a guaranteed win, and borrowing to invest looks scarier than it maybe is. Dave and Hayden work through how a high-rate environment reshuffles ...

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Fri, 21st August 2026

Hosts
Hayden Smith
Hayden Smith

Co-founder and Chief Technology Officer of Pearler

Co-founder and CTO of Pearler

Dave Gow
Dave Gow

Creator and author of Strong Money Australia

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