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Episode 63. FI case study: Should I buy my first home with a 5% deposit, or wait until I have 20%?

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Should you buy your first home with a 5% deposit, or wait until you have 20%? In this episode, Hayden and Dave sit down with listener Khaing to unpack the numbers and the trade-offs. Khaing is in their late 20s, earning $125,000 and saving around 50% of their income. With roughly $68,000 available, they are weighing up the Fi...

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Fri, 27th February 2026

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Hosts
Hayden Smith
Hayden Smith

Co-founder and Chief Technology Officer of Pearler

Co-founder and CTO of Pearler

Dave Gow
Dave Gow

Creator and author of Strong Money Australia

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