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Episode 62. Is the 4% rule for early retirement still relevant?
Is the 4% rule still relevant, or has the FIRE movement outgrown it? In this episode, Hayden and Dave break down where the 4% rule came from, why itβs often criticised, and how it actually holds up for early retirees. They unpack the assumptions behind the rule and explain why flexibility, adaptability, and behaviour might ma...
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Fri, 20th February 2026
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Hosts
Hayden Smith
Co-founder and Chief Technology Officer of Pearler
Co-founder and CTO of Pearler
Dave Gow
Creator and author of Strong Money Australia
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