Episode 48. Offsets vs Investing: What’s Really Best for Your Mortgage?

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Should you pour extra cash into your offset account, stash it in savings, or invest it? In this episode, Dave and Hayden break down the numbers and trade-offs that every homeowner faces. We cover: Why offsets slash long-term interest but don’t help your monthly cashflow The cases where savings accounts can compete How inve...

Hosts

Hayden Smith

Co-founder and Chief Technology Officer of Pearler

Co-founder and CTO of Pearler

Dave Gow

Creator and author of Strong Money Australia