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Family Trust
Investing strategy
My wife (30) and I (32) are investing in ETFs through individual accounts for long-term wealth creation, but I'm thinking of setting up a family trust. Currently, I'm in a high-income bracket, and my wife is in a low one. My main motive is to protect our assets and pass them on to our children. I also want my children to start investing in the same family trust when they begin earning. I will be investing heavily over the next 15 years. Could you please guide me on whether it's a good idea to set up a trust or continue through individual accounts? Regards Nick
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Kashish
Asked on 2 January 2026
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Is your goal reducing your tax (esp. inheritence tax)? I’d suggest speaking with a financial advisor / tax accountant.
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