Benefits of changing my investment strategy

Hello! I started investing 3 years ago with the plan to have a simple long term approach (20+ years) where I could ‘set and forget’ my investments. When I set up my automations I just wanted to get into the market and didn’t consider my allocations and haven’t revisited it since however I am now 23 and reconsidering my portfolio choices, my automations are invested into - VAS: 35% - VGS: 30% - VOO: 35% Since researching more I am thinking of moving away from VOO due to it being domiciled in the US and also overlapping quite a lot with VGS. I thought about changing to IVV which would help with tax but it would still have overlap with VGS so instead it could be smarter to increase my VGS allocation? With that in mind, even though VAS and VGS would be diversified I would like one or two more options to add. I am considering VGE for emerging markets and more diversity. I am tempted too add more ETFs for a ‘better’ investment outcome but I think that would just overcomplicate it without adding more benefits? I am considering this as my new allocation and I think it would be well diversified and good for long term plan: - VAS: 40% - VGS: 50% - VGE: 10% Thank you!!

Kaylah

Asked on 31 July 2026

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