This is a fantastic question. It’s always great to think about investing with a long-term perspective. You’ve already done a great job considering what type of account and the timeframe you’re thinking about.

Often investors consider either capital growth or dividend separately. However, sometimes it’s worth understanding the total return on an ETF. Platforms like Sharesight can help you have a more holistic view showing the total return of an ETF that includes both the capital growth and dividend return.

As for the ETFs you mentioned, it may be worth also considering what you want to invest in. NDQ and FANG are heavily weighted in the technology sector. With NDQ investing in only 100 companies and FANG investing heavily within that sector. This means that your portfolio would be heavily weighted towards American tech companies.

Here’s an article that dives deeper into the Nasdaq: https://pearler.com/explore/learn/blog/what-i...

And here you can compare the two ETFs: https://pearler.com/explore/invest/au-shares/...

Although tech companies have been tracking overwhelmingly positive, we never know what the future holds. Therefore it may be worth considering diversifying your portfolio in the case that the US Tech sector experiences any market fluctuations. One of the things you can do is consider if you want to invest in other companies within the US or internationally, or even locally within Australia.

Here’s an article that explores VAS along with A200, two ETFs that invest in Australian companies:
https://pearler.com/explore/learn/blog/how-do...

Of course you want the growth of your ETFs to be positive by the time you pass the investments to your children. But i

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