Hi Brendan.

The best time to start investing is when you can afford to. And when you can do so with a long term timeframe.

If you’re wondering whether it’s a good/bad time to ‘hop in’ the market… only the future will tell us that. But if someone’s goal is to build up a portfolio of investments, then they’ll need to constantly be putting savings to work and adding to their holdings.

There’s always short-term uncertainty, which is one of the reasons shares typically (on average, over time), generate higher returns.

Hope that helps, and sorry if this isn’t the ‘concrete’ answer you were hoping for ;)

Cheers, Dave