Once the minor has turned 18, you can leave the holdings as is or transfer them into an individual account under their name. If you would like to transfer the holdings, we can process an off-market transfer into a fresh individual account in their name.

To transfer your minor's holdings to an adult individual account you will need to:

1. Open a fresh Pearler profile along with an individual account in the minor's name and obtain a new HIN.

2. Fill out the attached off-market transfer form and provide us with a valid photo ID of all parties.

We do not charge fees for this type of off-market transfer. However, we would advise you to obtain professional tax advice before proceeding.

Please reach out via help@pearler.com for information or to get started.