At the moment, the interest rate for AUD cash held in your Pearler account is 0%. However, that is something we're hoping to change in the future.

US investors can earn 2.75% p.a.* on money held in their US cash account. Interest is paid monthly and will appear in your transactions list. Head to your Settings > US settings page to activate this or simply click here.

*Rates are variable and may change over time and check out Alpaca’s FDIC Bank Sweep Program Terms & Conditions if you want to dig deeper.