How do I use Automate effectively if I change my portfolio allocation?

Hi Daniel,

If you no longer want to continue investing in VGS, and prefer to hold instead of selling, it sounds like you’ve done the right thing by setting the VGS target to zero while including a target for BGBL instead.

This way, Autoinvest will be able to steer you toward your portfolio % goals using buys only (never sells).

Pearler offers three investment strategies to help customise how you would like your Autoinvest cash balance to be invested. With your current portfolio goal set at 75% BGBL, 12% VGE and 13% IJR, the investment strategy you choose can affect how your investments are distributed.

If you choose the Lowest Share Strategy, this will only invest in the ONE holding that is the lowest weighted (furthest away from its target %) in your pool of assets. This allows you to balance your portfolio over the long term without the need to buy multiple shares. However, based on your settings and current portfolio, BGBL will be the sole investment for a significant period of time.

If you choose the Rebalance Portfolio Strategy, which is to invest by allowing multiple investments so portfolio goals can be reached as accurately as possible without selling, it will produce a similar investment outcome since you are starting from $0 in BGBL.

If you choose the Equal Invest Strategy, investing equally across all holdings within your portfolio, and will allow for your investments to be diversified across all 3 holdings at each round of Autoinvest.

Currently, these are our available investment strategies. Although the team is open to reviewing or adding strategies according to our community demand. We would love it if you could bump or any suggestions as a feature request so we can

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