INVESTING STRATEGY

Hey all! New to pearler, keen to get a stat only investment journey. Small topic and might not mean muc in the long haul, but I’m torn between doing a 50/25/25 split and a 25/25/50 split. I assumed more weight to VGS will help balance the portfolio out more but I like the idea of most of the weight into IVV, granted it has some overlap but im fine with it as it reinforces my position in strong US companies. I think I prefer this mix to something like DHHF with the low MER and tax drag, still providing good global and AU exposure and minimal management being only 3 ETFs. I have heard of the BGBL/A200/IVV combo too and granted it is more cost efficient, I just think my original mix will perform better even with slightly more drag. Also side question: is it worth manually rebalancing by pausing overweight ETFs and contributing more to underweight ETFs or let pearler handle the rebalancing by buying/selling? Thanks all 😊