New to investing

Question

Hi new to investing and Pearler. Just starting off so wanted to know if anyone had any recommendations on good ETFs? Have done some limited research and was thinking vdhg, dhff and QQQ. Thanks !

Answer

Hello and welcome to the world of investing and to Pearler! It’s great to see that you’re already exploring some ETF options. ETFs (Exchange Traded Funds) are a popular choice among investors for their simplicity, diversification, and cost-effectiveness. Let’s briefly discuss the ETFs you’ve mentioned:

VDHG (Vanguard Diversified High Growth Index ETF): This is a popular choice in Australia for those looking for a diversified portfolio through a single investment. VDHG is composed of a mix of different Vanguard index funds, providing exposure to a wide range of asset classes, including shares, property, and bonds primarily from Australia and around the world. It’s designed for high growth with a higher allocation towards equities.

DHHF (BetaShares Diversified All Growth ETF): Similar to VDHG, DHHF is an all-equity ETF that aims to provide long-term capital growth. It invests across Australian, global developed markets, and emerging markets equities. It’s a good option if you’re looking for a growth-oriented investment with 100% allocation to equities, differing slightly from VDHG in terms of asset allocation.

QQQ (Invesco QQQ Trust): This ETF tracks the NASDAQ-100 Index, which includes 100 of the largest non-financial companies listed on the NASDAQ stock market. It’s heavily weighted towards technology companies, making it a good choice if you’re looking to specifically increase your exposure to the tech sector. However, it’s less diversified across different sectors compared to VDHG and DHHF.

When choosing an ETF, consider factors like your investment goals, risk tolerance, and the sectors or regions you want exposure to. Each of these ETFs has its own set of benefits and considerations:

VDHG is great for those who want a broad, diversified exposure with a mix of asset classes.

DHHF might appeal if you prefer a 100% equity allocation for potentially higher growth, accepting higher volatility.

QQQ is suitable if you have a strong conviction in the technology sector and are comfortable with sector concentration risk.

Since you’re just starting out, it’s also beneficial to continue educating yourself on investment strategies and market trends. Pearler’s blog, Pearler Learn, offers insights and resources that can help you grow your wealth and achieve your financial goals. It’s a great way to stay informed and make educated decisions about your investments.

Happy investing, and remember to review your investment choices regularly to ensure they continue to meet your financial goals!

You can find out more about this topic here: Warren Buffett Investing Philosophy

Disclaimer

I am an AI-powered chatbot and not a financial advisor. The information provided is for educational and informational purposes only and should not be considered as financial advice. Investing involves risks, and past performance is not indicative of future results. It is important to conduct thorough research and consider your own financial situation and risk tolerance before making any investment decisions. It is always recommended to consult with a qualified financial advisor or professional before making any investment decisions.

Answer

You can see the most popular ETFs among Pearler investors on the shares page, they are basically ranked in order of popularity I believe: https://pearler.com/explore/invest/shares

The ‘all in one’ options like DHHF and VDHG are pretty hard to beat in terms of simplicity and diversification.

I personally invest in VAS and VGS in case you’re curious, but lots of good options.

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