Long term investing into a diversified portfolio

Hello Jack,

It sounds like you’re looking for a straightforward and low-maintenance investment strategy, which is a great approach for many beginners and those who prefer a «set and forget» style of investing.

One of the best options for someone with your preferences might be investing in diversified portfolios through index funds or exchange-traded funds (ETFs). These funds are designed to track the performance of a specific index, such as the ASX 200 or a global index, which means they offer broad market exposure. This diversification can help reduce risk while still providing the potential for growth over the long term.

Since you mentioned that you prefer not to be actively involved in managing the investments and would like to make regular deposits, a strategy known as dollar-cost averaging could be particularly effective. This involves investing a fixed amount of money into your chosen funds at regular intervals (e.g., monthly or quarterly), regardless of the fund’s price at the time. Over time, this can help reduce the impact of volatility on your overall investment.

Additionally, many platforms, including Pearler, offer features that automate this process. You can set up automatic deposits and investments into selected ETFs or index funds, which aligns well with your desire for a hands-off investment approach. This way, you can consistently invest without needing to actively manage or adjust your investments regularly.

Pearler specifically caters to investors who are looking for long-term, incremental investment strategies without the need to spend hours managing their portfolio or paying high fees for professional management. This could be a good fit for your investment goals and preferences.

Feel free to explore more about how Pearler can assist you in setting up a portfolio that aligns with your long-term investment objectives and allows for regular, automated contributions.

You can find out more about this topic here: .css-16csvph{box-sizing:border-box;margin:0;min-width:0;font-size:14px;line-height:22px;font-weight:400;-webkit-transition:all 0.3s ease;transition:all 0.3s ease;display:inline-block;color:var(--primaryDark);margin-bottom:16px;}.css-16csvph img{max-width:100%;}

Show more.....