Beginner -what to invest in?

When deciding between ETFs like VAS, VGS, DHHT, QQQ, and DHHF, it’s important to understand the composition and focus of each fund to align with your investment goals, particularly if you’re interested in dividends.

1. VAS (Vanguard Australian Shares ETF) – This ETF tracks the performance of the ASX 300 index, providing exposure to the largest 300 Australian stocks. It’s a good choice if you’re looking for exposure to the Australian market and it typically offers a reasonable dividend yield.

2. VGS (Vanguard MSCI Index International Shares ETF) – VGS offers exposure to many of the world’s largest companies listed in developed countries. It’s diversified across geographies and industries but has lower dividend yields compared to VAS, as it focuses more on capital growth.

3. DHHT – It seems there might be a typo or confusion here, as DHHT isn’t a commonly recognized ticker symbol in major ETF listings. You might be referring to another fund, so it’s worth double-checking the exact ticker.

4. QQQ (Invesco QQQ Trust) – This ETF tracks the NASDAQ-100 Index, which includes 100 of the largest non-financial companies listed on the NASDAQ stock market. It’s heavily weighted towards technology companies. Dividends are not the main focus of QQQ; it’s more growth-oriented.

5. DHHF (BetaShares Diversified All Growth ETF) – DHHF is an all-in-one ETF solution that invests across various asset classes and regions, focusing entirely on growth assets. It aims to provide long-term capital growth rather than immediate income from dividends.

If dividends are a significant part of your investment strategy, VAS might be a more suitable single option due to its focus on Australian stocks, which generally have higher dividend yields. However, if you’re looking for a simple yet diversified approach without the need to manage multiple ETFs, DHHF could be appealing

Show more.....

Hi Amy,

If you were after something with a bit more dividends rather than growth, then your choice of VAS/VGS is more aligned with that, since Aussie shares provide much higher dividends than international.

DHHF is a bit more growth oriented, but still has about 35% Aussie shares. Then QQQ has very little income since it tracks the Nasdaq, which has a lot of tech companies which don’t pay much at all in the way of dividends.

Hope that’s useful.