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The all-in-one finance platform for the next generation

We help hard working Aussies do sensible things with their savings so they don't have to work forever or rent forever.

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Logos of media that Pearler has been featured in.
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$1.5 Billion+ invested sensibly by our growing community

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Ready to build wealth alongside 70,000+ Aussies?

Pearler has been an amazing platform to use. The articles, podcasts, and insights from other users' journeys, have been incredibly helpful. I know this journey will set me up in the years to come. I'm super excited!

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Chantal Tung

Age 23, WA

All in all, I can't fault my experience using Pearler. With a long-term mindset, the ability to choose my desired ETFs, the portions of the pie I'd like them to have in my portfolio, really appealed to me.

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Nathan Calderon

Age 28, NSW

I've been using Pearler for a few years now. The built-in investment information is simple and helps you make informed decisions. Pearler encourages a long-term wealth-building mindset.

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Christos Tsilimigras

Age 33, VIC

A few years ago I was researching ways to automate my investing and found Pearler. I chose my ETFs, set up my deposits and now Pearler does it all for me. My money is growing all by itself!

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Jade Tanzil

Age 38, QLD

I have always been interested in shares but my favourite parts of Pearler are the ability to track my net worth (properties, super, savings, investments.. everything!)

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Eadie Adams

Age 34, QLD

Start investing now

Your one-stop financial platform

Whether you're just starting to invest, buying your first house, or planning for retirement, there's a place for you.
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For every stage of your financial journey

Purpose-built for long-term, sensible wealth creation - not just trading stocks.

Don't work forever

Build up wealth to generate passive income. Invest direct into CHESS-Sponsored ASX shares, buy whole or fractional US shares, or get started with micro amounts into popular funds that track ETFs.
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ASX Invest illustration
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ASX Invest

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Boring investing for the long-term

CHESS-sponsored ASX ETFs and shares.

Explore ASX

If you are looking to start investing with less than $500, explore Micro below

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US Invest

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Buy a piece of the world's largest companies

Whole or fractional US ETFs and shares.

Explore US
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Micro illustration

Micro

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Start investing with as little as $5

That's about what you'd spend on a coffee, why do both?

Explore Micro

The Pearler Investors Fund is issued by Cache (RE Services) Ltd (ACN 616 465 671, AFSL 494 886), visit the PDS and TMD.

Finally make sense of superannuation

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Super

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Take back control of your Super

Why pay your super fund to make investment decisions we help you make for yourself.

Explore Super

Visit the PDS and TMD.

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Don't rent forever

Coming soon sticker
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HomeSoon illustration

HomeSoon

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Want your first home sooner?

Maximising the government's First Home Super Saver scheme can boost an average first home deposits by $15,000*.

*Learn about the scheme
Explore HomeSoon

Visit the PDS and TMD.

Give your kids a headstart

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Headstart

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Invest in your kids and their future

Start from $5 to give your child a head start in life.

Explore Headstart
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Cut down your spendings

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Spending illustration

Spending

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Intelligent spending tracking

AI-powered categorisation, budgeting, analysis, and subscription tracking. Take control of your spending.

Explore Spending
What's right for me?

Keep track of your wealth in one spot

BEFORE PEARLER

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Phone filled with many finance apps
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AFTER PEARLER

Pearler is an all-in-one finance app for the next generation
Pearler is an all-in-one finance app for the next generation

94% of our investors are building wealth so they don't have to work forever, or buy a first home (or both)

Sign up today

How you can Automate?

Automate, previously known Autoinvest gives you the power to implement one of the most effective investment strategies, dollar-cost-averaging (DCA), in the click of a button.

We have the most all-rounded Automation feature in the industry.

Giving you all the flexible options to cater to your investing style.

Branches to all the ways you can invest

Schedule investments

Round-ups

Rebalance my portfolio

Thresholds

Invest excess cash

Multi-asset invest

Automate today

Learn, your own way

With new content published daily, choose from a variety of educational resources to grow alongside a supportive community.
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Read

Access informative articles on investment strategies, market trends, and money tips.

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1000+ blog articles

Calculators

Use calculators to help you project and plan your financial strategy and goals.

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10+ calculators

Listen

Hear from leading financial commentators on all money-related topics.

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2 podcast episodes

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Guided lessons

Level up with lessons designed to help you invest smarter.

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5+ guided lessons

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User Profiles

Be inspired by a community of long-term investors who are sharing their journeys.

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100+ Pearlers Profiles

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Ask Questions

Get answers to your most pressing money questions by leading experts.

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100+ Answers & Questions

Ready to build your wealth?

Start your financial independence with us

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