Hey Joe, nice work on the 20k.

The best place to start looking for investments is the Shares/ETFs page. This shows you the most popular funds and stocks within the community and they’re generally sensible choices for long term investing – diversified, low cost, etc.

Have a look here: https://pearler.com/explore/invest/shares

Then read this newbie checklist article which might help: https://pearler.com/explore/learn/blog/invest...

All the best!

Suggest broad market index ETFs, e.g. Australia, US or World, rather than thematic ETFs as they may be binary good or bad.
I’d suggest bigger parcels than $100 so that the brokerage costs aren’t a significant percentage of the purchase. Have some automated weekly (if that is your pay cycle) putting in the maximum you feel comfortable into the pearler cash account (e.g. pearler’s direct debit), and set another automation to trigger a purchase when balance reaches, say $1300 where brokerage is 0.5%. If you have something surplus to that monthly amount, do a transfer directly to the BSB/account of the Pearler cash. Have dividends directed to the pearlr cash too.

I would research where population is going to double