Hey Tahlia.

1- Yes, once you pick your preferred ETFs you can simply keep buying these continually
2- You need to actually keep purchasing more shares to get the most benefit from compounding – otherwise your remaining money will sit in cash not doing anything.

Hope that makes sense and I’ve understood your Qs.

In addition to what Dave said, make sure you get the dividends/distributions from the ETFs directed into your pearler cash account. That way they will help buy your next parcel of ETFs. (See Auto Dividend Management Automation). You get your compounding from
– dividends helping you buy more shares
– having more shares means you get more in dividends
– over time share prices and earnings will hopefully increase over time, and dividends are often set at a fixed percentage of earnings (payout ratio), then as the earnings and share price increase, you get more in dividends

Also look at the Pearler automation to choose one ETF to buy each investment period, usually the one which is furthest from you target ratio of the 2-3 ETFs. This will minimise brokerage costs and will automatically balance your portfolio over time without having to sell one to buy another. It also automatically implements «buy low» strategy. e.g. if a US president makes a silly statement that causes US heavy ETFs to temporarily go down in value, thus making it a lower percentage in your portfolio, so you get to buy more of that ETF because it is essentially on special.

Hi Tahlia, if you want your money to grow, you’ll invest in etfs. Just putting money into your Pearler account without buying anything won’t bring any return. Most people choose a few etfs and invest into them regularly. You can automate how your money will be invested so that you don’t have to do it manually every month.
1. Choose your etfs
2. Put money into your account.
3. Move money into an etf.
4. Wait for it to grow.
Hope this answered your question!